AR-Based P2P Payment Peer Device Identification
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Solution Overview
Problem
Existing peer-to-peer payment methods are cumbersome and risk-prone, requiring multiple channels for registration and authentication, and often involve sharing personal information, with potential errors in identifier entry leading to incorrect fund transfers.
Innovation Solution
A system and method utilizing an intermediary server to facilitate peer-to-peer communication through augmented reality interactions, where peer devices exchange identification elements and trigger requests to form a synchronized peer group, enabling secure and efficient transactions within a timeout period.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If existing P2P payment methods use multiple registration channels and authentication factors, then security is improved, but device complexity and ease of operation deteriorate
Solution Approach 1:
The patent introduces an intermediary server that acts as a mediator between peer devices. The server receives communication requests, generates unique identification elements (such as AR markers or codes), and coordinates the peer group formation process. This intermediary approach simplifies the user interface and interaction flow while maintaining security through server-mediated authentication and verification of synchronized actions.
2Reliability
If existing P2P methods require registering multiple identification elements, then reliability is improved, but ease of operation deteriorates
Solution Approach 1:
The patent replaces manual mechanical processes (typing identifiers, manual registration) with optical/AR-based interaction. Users point their device cameras at AR markers or scan codes displayed on other devices, automatically capturing identification information. This substitution maintains accurate peer identification while dramatically improving ease of operation by eliminating manual data entry and multiple registration steps.
3Reliability
If existing methods use synchronized actions for peer identification, then reliability is improved, but loss of time increases
Solution Approach 1:
The patent implements preliminary action by pre-generating unique identification elements (AR markers, codes, or cryptographic identifiers) and distributing them to peer devices before the actual communication needs arise. When peers need to connect, they simply present these pre-prepared identifiers for quick verification by the intermediary server, eliminating the need for time-consuming real-time synchronization protocols while maintaining reliable peer matching.
Data Source
AI summary
Systems and methods for facilitating peer-to-peer communication are disclosed. A payor and a payee may establish a communication request with intent to execute a transaction in a P2P payment. The payee and the payor may transmit a first request and a second request respectively to an intermediary server to establish the communication. Based on the first request and the second request, the intermediary server sends one or more identification elements to the payee and payor. The payee and payor are identified at intermediary server as parties for P2P payment after an augmented reality (AR) experience and a resultant synchronized action that sends first trigger request and second trigger request from the respective devices.