Augmented Reality Virtual Number Generation for Mobile Payments
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Solution Overview
Problem
Existing techniques for generating and using virtual credit card numbers are limited and primarily tied to desktop browsers, inhibiting their use across different devices and applications.
Innovation Solution
An augmented reality application on mobile devices leverages advanced cameras and imaging software to generate and display virtual numbers for online transactions, allowing for real-time object recognition and overlay of virtual payment information, such as virtual card numbers and expiration dates, enabling secure and versatile usage.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If virtual number generation is limited to desktop browsers, then the system is simpler to implement, but the adaptability across different devices and applications is reduced
Solution Approach 1:
The patent implements virtual number generation across multiple device types (desktop browsers, mobile devices, wearables) and application contexts (online transactions, in-store purchases, contactless payments). The system uses device-agnostic protocols and interfaces that adapt to different form factors, enabling a single virtual number system to serve universal payment needs across diverse platforms without requiring separate implementation for each device type.
Solution Approach 2:
The patent extends virtual number generation from the traditional two-dimensional desktop browser environment to three-dimensional mobile and wearable device interfaces. By incorporating camera-based augmented reality and overlay displays, the system adds spatial and contextual dimensions to virtual number presentation, enabling interaction in previously unsupported device contexts while maintaining core functionality.
2Reliability
If actual credit card numbers are transmitted for online transactions, then the transaction process is simpler, but the security of the credit card information is compromised
Solution Approach 1:
The patent creates virtual copies of credit card information in the form of virtual numbers that replicate the functionality of actual card numbers without exposing the sensitive original data. These virtual numbers are generated through camera capture and processing of the physical card, creating a digital representation that can be used for transactions while the actual card number remains secure on the physical card only. The virtual copy serves all transactional purposes without compromising the security of the original.
Solution Approach 2:
The patent introduces virtual numbers as an intermediary layer between the actual credit card information and the transaction processing system. Instead of directly transmitting the actual card number, the system uses the virtual number as a mediator that carries all necessary transaction information while shielding the real card data. This intermediary mechanism maintains transaction simplicity while enhancing security by decoupling the transaction process from direct exposure of sensitive card information.
Data Source
AI summary
Disclosed herein are system, method, and computer program product embodiments for generating and displaying virtual number information using augmented reality technology. Interaction with virtual number information may be provided via an augmented reality display in relation to a payment object that is detected within a real-time view of an augmented reality application. Exemplary operations of the augmented reality application include providing a real-time view via the mobile device, processing a payment object shown via the real-time view, generating a virtual number based on processing of the payment object, and utilizing the generated virtual number.