AR-VR Transaction Interface via Mobile Mediator Authentication

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Solution Overview

Problem

Current systems for enabling client account transactions through augmented reality (AR) and virtual reality (VR) devices lack efficient user authentication and secure, user-friendly interfaces, making them difficult to navigate and potentially insecure.

Innovation Solution

A method and system that establishes a wireless connection between a VR/AR-enabled display device and a mobile device, allowing for user authentication through various means such as tapping a card or inputting credentials, and displaying AR/VR environments to facilitate client account transactions, with enhanced security and privacy features.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional authentication methods are used in AR/VR environments, then security can be maintained, but user experience and ease of operation deteriorate due to complex navigation and interface limitations

Engineering Contradiction:
ImprovesecurityVSAvoiduser experience
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The patent uses the mobile device as an intermediary between the user and the AR/VR system for authentication. The mobile device displays authentication prompts and receives credentials, translating complex security protocols into simple, familiar interactions. This mediator approach maintains security while dramatically improving ease of operation by leveraging the mobile device's superior interface capabilities.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent transitions authentication from the traditional 2D mobile screen to a 3D spatial AR/VR environment. Authentication elements are projected into the virtual space, allowing users to interact with security prompts through natural gestures and spatial movements rather than confined touchscreen operations, thereby enhancing user experience while maintaining security protocols.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

2Reliability

If complex authentication protocols are implemented, then security is improved, but device complexity and interface complexity increase making the system harder to navigate

Engineering Contradiction:
ImprovesecurityVSAvoidinterface complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent extracts the complex authentication interface from the AR/VR device and places it on the mobile device. This separation allows the AR/VR system to maintain simple, gesture-based interaction while the mobile device handles complex authentication displays and input fields, reducing overall interface complexity while preserving security.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The mobile device serves as an intermediary that simplifies complex authentication protocols into user-friendly interfaces. It translates multi-step security procedures into intuitive prompts and input fields, managing the complexity burden while the AR/VR system maintains its simple spatial interaction model.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Ease of operation

If AR/VR environments are used for transactions, then user experience and privacy are improved, but authentication and verification processes become more complex

Engineering Contradiction:
Improveuser experienceVSAvoidauthentication process
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent projects authentication elements into the 3D virtual environment, allowing users to interact with authentication prompts through natural spatial gestures rather than confined 2D touchscreen operations. This dimensional transition simplifies the user experience while the system manages the underlying authentication complexity through spatial interface design.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

4Reliability

If wireless connection and authentication are required for AR/VR transactions, then security is improved, but establishment time and user setup complexity increase

Engineering Contradiction:
ImprovesecurityVSAvoidconnection establishment time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system establishes the wireless connection and authentication framework in advance before transactions occur. By pre-configuring the secure communication channel between mobile device and AR/VR system, the patent eliminates the need for repeated connection setups during transactions, reducing time loss while maintaining security.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS12262201B1Systems and methods for a connected mobile application with an AR-VR headset
Publication Date: 2025.03.25 WELLS FARGO BANK NA
  • US12262201B1 patent drawing
  • US12262201B1 patent drawing
  • US12262201B1 patent drawing

AI summary

Systems and methods of enabling a client account transaction via a client account application on a mobile device via an augmented reality or virtual reality device are provided. A computer-implemented method includes establishing a wireless connection between the devices and authenticating a user. Authenticating the user includes receiving a prompt for authentication information from the mobile device, detecting a selection of authentication information, transmitting the authentication information to the mobile device, and receiving a notification from the mobile device that the authentication information was verified. The method further includes receiving display data comprising one or more input fields associated with the client account application; displaying a visual environment based on the display data; detecting a selection of an input field; and causing execution of the selection by transmitting the selection to the mobile device.