Assertion Package Mediator for Digital Identity Integration

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Solution Overview

Problem

The integration of digital identities from various sources creates an N×N computing problem, leading to exponential growth in integrations, and existing systems lack a standard for creating digital identities, resulting in high-friction experiences and security risks due to the need for entities to access and share private information.

Innovation Solution

A method and system for providing assertions about entities, involving a relying entity requesting assertions for a target entity, with an assertions model determining the necessary assertion values, generating a package of assertions, and transmitting them securely, without direct access to underlying information, using a server computer and distributed ledger technology.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If digital identities are integrated from multiple sources, then information completeness improves, but system complexity grows exponentially

Engineering Contradiction:
Improveinformation completenessVSAvoidintegration complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent introduces an intermediary entity (the system with server computer) that mediates between multiple digital identity sources and relying parties. This intermediary standardizes the integration process by receiving assertions from various sources, validating them against predefined criteria, and providing standardized responses, thereby eliminating the need for direct N×N integrations between all sources.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system implements a universal assertions model that can handle multiple types of digital identity sources and relying parties through a single standardized interface. The model defines universal assertion types and validation rules that work across different identity providers and consumers, allowing one system to serve multiple functions rather than requiring separate integration logic for each source pair.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Measurement precision

If entities access underlying assertion information, then verification accuracy improves, but privacy security deteriorates

Engineering Contradiction:
Improveverification accuracyVSAvoidprivacy risk
Core Design Contradiction:
Measurement precisionVSObject-affected harmful factors

Solution Approach 1:

The system extracts only the essential verification elements needed for accurate verification while leaving out sensitive underlying information. The assertions model defines specific assertion types that capture the necessary verification data (e.g., identity status, eligibility criteria) without exposing the raw underlying information from digital identity sources, thus providing verification accuracy while protecting privacy.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The system applies different levels of information disclosure to different entities based on their needs and trust levels. The assertions model allows relying parties to receive customized assertion packages that provide sufficient information for their specific verification needs without granting universal access to all underlying data, implementing a localized quality approach where each entity gets exactly what it needs, no more.

Inventive Principle:
Principle #3Local quality

3Reliability

If comprehensive information is shared, then trustworthiness improves, but friction in information gathering increases

Engineering Contradiction:
ImprovetrustworthinessVSAvoidinformation gathering friction
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system performs preliminary validation and structuring of information from multiple digital identity sources before it reaches relying parties. The assertions model pre-organizes information into standardized categories and validates assertions against predefined criteria in advance, so that when relying parties request information, they receive pre-validated, trustworthy data without needing to engage in friction-gathering processes themselves.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system creates standardized assertion copies from the underlying digital identity information. Rather than requiring relying parties to access and validate raw information directly, the system produces standardized assertion copies that maintain trustworthiness through validation while being much easier to consume and process, thereby reducing friction in the information gathering process.

Inventive Principle:
Principle #26Copying

Data Source

PatentUS11824838B2Providing assertions regarding entities
Publication Date: 2023.11.21 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US11824838B2 patent drawing
  • US11824838B2 patent drawing
  • US11824838B2 patent drawing

AI summary

Methods and systems disclosed herein relate to providing a receiving entity with a package of assertions. A package of assertions may include a group of yes or no statements (e.g., as an answer to a question). Alternatively, or additionally, a package of assertions may comprise a clustered assertion, which is a singular yes or no statement, that is itself based on a set of underlying assertions made using information from one or more sources. A particular type of package of assertions may be selected based on the relying entity requesting the assertions, based on an assertions model. The package of assertions may be cryptographically secured.