Self-Service Device Asset Alert Notification System

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Solution Overview

Problem

Users accessing self-service devices like ATMs and kiosks are not alerted to emergent conditions related to their accounts, such as low balances or security threats, after authorization, leaving them unaware of potential issues.

Innovation Solution

The implementation of an electronic self-service device with a receiver and transmitter module to notify users of asset and security alert conditions, utilizing a processor to determine and respond to these conditions, including the use of motion detectors for security alerts and alert mitigation measures.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If the self-service device only provides authorization without account condition information, then the authorization process is simple and fast, but the user remains unaware of emergent conditions requiring immediate attention

Engineering Contradiction:
Improveaccount condition informationVSAvoidauthorization process
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The system performs preliminary actions by checking asset alert conditions and security alert conditions before providing account access. The processor module checks whether a predetermined asset alert condition exists and whether information from motion detectors exceeds a security alert condition threshold, preparing alert notifications in advance so users receive comprehensive information immediately upon authorization.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system implements feedback by transmitting asset alert condition notifications and security alert condition notifications back to users after authorization. The transmitter module sends these notifications to mobile devices, providing continuous feedback about account conditions and security threats, allowing users to make informed decisions about their account access.

Inventive Principle:
Principle #23Feedback

2Loss of information

If the system transmits detailed account condition notifications to all users, then user awareness is improved, but transmission time and network usage increase

Engineering Contradiction:
Improveaccount condition awarenessVSAvoidnotification transmission time
Core Design Contradiction:
Loss of informationVSLoss of time

Solution Approach 1:

The system applies local quality by differentiating notification transmission based on user conditions. Asset alert condition notifications are transmitted only to users whose accounts have specific alert conditions, and security alert condition notifications are transmitted only to users near the self-service device when motion detectors detect suspicious activity. This targeted approach improves user awareness while minimizing unnecessary transmission time and network usage.

Inventive Principle:
Principle #3Local quality

3Reliability

If motion detectors are continuously monitored for security alerts, then security detection capability is improved, but energy consumption and device complexity increase

Engineering Contradiction:
Improvesecurity detectionVSAvoiddetector power consumption
Core Design Contradiction:
ReliabilityVSUse of energy by moving object

Solution Approach 1:

The system implements periodic action by using motion detectors that activate or monitor based on periodic triggers rather than continuous operation. The processor module checks information from motion detectors to determine whether it exceeds a security alert condition threshold, allowing the system to maintain security detection capability while reducing energy consumption during periods of low activity.

Inventive Principle:
Principle #19Periodic action

Data Source

PatentUS8988186B1Self-service device user asset condition alert
Publication Date: 2015.03.24 BANK OF AMERICA CORP
  • US8988186B1 patent drawing
  • US8988186B1 patent drawing
  • US8988186B1 patent drawing

AI summary

A method for operating an electronic self-service device is provided. A central computing system according to the invention may include a receiver module configured to receive an input from a self-service device. The input may include information corresponding to a user account authorization notification. The central computing system may also include a processor module configured to determine whether a predetermined asset alert condition exists that corresponds to the account. The central computing system may also include a transmitter module. When the predetermined asset alert condition is determined to exist, the transmitter module may be configured to transmit an alert notification to the self-service device. When the predetermined asset alert condition does not exist, the transmitter module may be configured to authorize use of an account in response to the authorization notification.