Remote ATM Cassette Validation via Machine Learning

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Solution Overview

Problem

The existing validation process for automated teller machines (ATMs) is time-consuming and resource-intensive, requiring physical visits to verify the configuration of cassettes, which is inefficient and outdated.

Innovation Solution

A computing platform with a reconfiguration model trained on historical configuration information uses machine learning to generate and implement configuration instructions for ATMs, allowing remote validation and reconfiguration of cassettes based on current and environmental data, including bill counts, thresholds, and modes, and updates the model dynamically.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If physical validation of ATM cassettes is performed by servicers, then configuration accuracy is ensured, but time consumption and resource usage increase

Engineering Contradiction:
Improveconfiguration validation accuracyVSAvoidvalidation time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent replaces the mechanical/physical validation process with an automated digital system. Image capture devices take photographs of cassette configurations, and these images are automatically transmitted to and analyzed by a remote computing platform, eliminating the need for physical servicer visits while maintaining validation accuracy

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system creates digital copies (images) of the physical cassette configurations. These image copies are then transmitted and analyzed remotely, allowing validation without physical inspection. The digital replica serves as sufficient evidence for configuration verification

Inventive Principle:
Principle #26Copying

2Measurement precision

If physical validation by servicers is required, then configuration accuracy is ensured, but resource consumption increases

Engineering Contradiction:
Improveconfiguration validation accuracyVSAvoidresource consumption
Core Design Contradiction:
Measurement precisionVSLoss of energy

Solution Approach 1:

The patent replaces resource-intensive physical travel and manual inspection with automated digital processes. Image capture devices and automated transmission systems eliminate the need for servicer deployment, reducing human resource consumption and energy usage associated with physical validation trips

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The ATM system performs self-validation by automatically capturing images of its own cassette configurations and transmitting them for remote analysis. This self-service capability eliminates the need for external servicers, reducing resource consumption while maintaining validation accuracy

Inventive Principle:
Principle #25Self-service

3Productivity

If remote validation using image capture is implemented, then validation speed increases, but system complexity increases

Engineering Contradiction:
Improvevalidation speedVSAvoidvalidation system complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The computing platform serves multiple functions: it receives images from multiple ATMs, analyzes various cassette configurations, validates different bill types and denominations, and provides centralized management. This multi-functionality consolidates complexity into a single platform rather than requiring complex local systems at each ATM

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent introduces an intermediary computing platform that acts as a mediator between the ATMs and the validation process. This centralized intermediary handles the complex analysis and validation logic, simplifying the local ATM systems while maintaining high validation speeds through automated processing

Inventive Principle:
Principle #24Intermediary (Mediator)

4Reliability

If traditional physical validation is used, then system reliability is maintained through direct inspection, but adaptability to different locations decreases

Engineering Contradiction:
Improvevalidation reliabilityVSAvoidlocation adaptability
Core Design Contradiction:
ReliabilityVSAdaptability or versatility

Solution Approach 1:

The computing platform provides a universal validation solution that can serve multiple ATMs across different locations through a single centralized system. This eliminates the need for location-specific validation processes and enables consistent reliable validation across diverse geographical positions

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

By replacing physical travel with digital transmission, the system achieves location independence. The same computing platform can validate ATMs anywhere in the network without being constrained by geographical limitations, enhancing adaptability while maintaining reliability through consistent automated processes

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Data Source

PatentUS20240312317A1REMOTE VALIDATION OF AUTOMATED TELLER MACHINES (ATMs) USING MACHINE LEARNING
Publication Date: 2024.09.19 BANK OF AMERICA CORP
  • US20240312317A1 patent drawing
  • US20240312317A1 patent drawing
  • US20240312317A1 patent drawing

AI summary

Aspects of the disclosure relate to a remote validation platform for ATMs. The platform may train a reconfiguration model to output sets of configuration instructions. The platform may receive a first information stream from a first ATM. The platform may receive one or more additional information streams from sources associated with the first ATM. The platform may generate, using the reconfiguration model, a first set of configuration instructions based on the first information stream and the one or more additional information streams. The platform may cause reconfiguration of the first ATM based on the first set of configuration instructions. The platform may refine the reconfiguration model based on the first set of configuration instructions.