ATM and EV Charger Integration for Secure Payment Authentication

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Solution Overview

Problem

The increasing difficulty in paying for fuel due to rising prices and the need for convenient charging solutions for electric vehicles, particularly when home chargers are unavailable.

Innovation Solution

Integration of an automated teller machine (ATM) with an electric vehicle charger, allowing for customer authentication and payment through various financial means, enabling access to the charger and providing ATM functionality during charging.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If an electric vehicle charging station is provided, then electric vehicles can be charged when home chargers are unavailable, but the charging process requires secure payment authentication which complicates the user interface

Engineering Contradiction:
Improvecharging availabilityVSAvoidpayment authentication
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent combines an ATM machine with an electric vehicle charging station into a single integrated unit. The ATM provides authentication and payment capabilities that are directly linked to the charging function, eliminating the need for separate payment systems and simplifying the user interface while maintaining security.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The ATM machine serves multiple functions: it authenticates the user, processes payment for charging, and provides financial services during the charging period. This multi-functionality reduces the overall system complexity by consolidating what would otherwise require separate systems.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Ease of operation

If charging stations are placed in convenient locations, then accessibility is improved, but customers need secure authentication and payment methods which may slow down the charging process

Engineering Contradiction:
ImproveaccessibilityVSAvoidauthentication time
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The ATM authentication system pre-verifies user credentials and payment methods before the charging process begins. This preliminary action ensures that when the user initiates charging, the authentication is already complete or can be quickly finalized, reducing waiting time at the charging station.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The integrated ATM allows users to independently complete authentication and payment without requiring attendant assistance. The system guides users through the process automatically, enabling quick self-service authentication that maintains security while minimizing time loss.

Inventive Principle:
Principle #25Self-service

3Adaptability or versatility

If ATM functionality is provided at the charging station, then payment options are expanded and convenience is improved, but the device complexity and installation requirements increase

Engineering Contradiction:
Improvepayment optionsVSAvoidsystem integration
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent merges the ATM machine and charging station into a single physical and functional unit. This consolidation provides multiple payment options and financial services while actually reducing overall system complexity compared to having separate ATM and charging station installations.

Inventive Principle:
Principle #5Merging (Combining)

Data Source

PatentUS9035606B2ATM and electric vehicle charging station
Publication Date: 2015.05.19 BANK OF AMERICA CORP
  • US9035606B2 patent drawing
  • US9035606B2 patent drawing
  • US9035606B2 patent drawing

AI summary

Embodiments of the invention are directed to a system or method for an electric station. Embodiments of the invention provide an electric station which allow a customer to charge an electric vehicle, to access a Wi-Fi hot-spot, receive location based promotions, and allows access to the customer's financial data via an ATM. The combination of an ATM and electric car charger provides additional identification means, payment means, and convenience for a customer of either the ATM or the electric vehicle charger.