ATM Interface Personalization via Remote Configuration

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Solution Overview

Problem

Automated teller machines (ATMs) lack advanced customization and personalization options, leading to user interfaces that are often cluttered and inefficient, failing to adapt to individual user preferences and transaction habits.

Innovation Solution

Implementing a system that allows users to personalize their ATM experience through a touchscreen interface, enabling configuration of layout, quick transactions, and advertising preferences via connected devices like mobile phones or laptops, with features such as dynamic control reorganization, pre-staged transactions, and simulation-based testing.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If ATM interface includes all possible transaction options and controls, then functionality is comprehensive, but interface becomes cluttered and difficult to operate

Engineering Contradiction:
ImprovefunctionalityVSAvoidinterface usability
Core Design Contradiction:
Adaptability or versatilityVSEase of operation

Solution Approach 1:

The ATM interface is segmented into multiple configurable screens or pages, each displaying a subset of transaction options and controls. Users can navigate through different screens to access various functions, preventing all options from being displayed simultaneously and reducing visual clutter while maintaining comprehensive functionality.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The interface dynamically adapts its layout and content based on user preferences, transaction history, and contextual information. Frequently used functions are automatically prioritized and positioned for easy access, while less commonly used options are placed on subsequent screens or accessible through menus, creating a dynamic rather than static interface structure.

Inventive Principle:
Principle #15Dynamics

2Adaptability or versatility

If ATM interface is customized for each user, then user experience is personalized, but system complexity increases

Engineering Contradiction:
ImprovepersonalizationVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system automatically analyzes user transaction patterns and preferences to generate personalized interface configurations without requiring manual setup by users. The ATM self-adjusts the interface layout, prioritizes frequently accessed functions, and adapts to user behavior over time, reducing the perceived complexity while delivering personalized experiences.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system pre-configures interface elements based on anticipated user needs and transaction patterns. By analyzing historical data and predicting future transactions, the ATM prepares personalized interface layouts in advance, so users encounter a customized interface immediately upon login without the system needing to process complex real-time customization requests.

Inventive Principle:
Principle #10Preliminary action

3Ease of operation

If ATM displays all transaction options on main screen, then all functions are accessible, but main screen becomes cluttered

Engineering Contradiction:
Improvefunction accessibilityVSAvoidscreen space
Core Design Contradiction:
Ease of operationVSArea of stationary object

Solution Approach 1:

The system transitions from a two-dimensional flat screen layout to a multi-level hierarchical structure. Frequently accessed transaction options are displayed on the main screen, while additional functions are organized into expandable menus, sub-screens, or categories that users can navigate through. This dimensional organization allows comprehensive functionality to be accessed without cluttering the primary display area.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

Data Source

PatentUS10901597B1ATM screen personalization
Publication Date: 2021.01.26 WELLS FARGO BANK NA
  • US10901597B1 patent drawing
  • US10901597B1 patent drawing
  • US10901597B1 patent drawing

AI summary

Various systems and methods for providing ATM screen personalization are described herein. A system includes a display; a processor subsystem; and a memory including instructions, which when executed by the processor subsystem, cause the processor subsystem to: receiving, at an ATM, an ATM configuration setting from a non-ATM channel, the ATM configuration setting set by a user of the ATM; and displaying a user interface on the display, the user interface configured with the ATM configuration setting.