ATM and Mobile Device Synchronized Displays via NFC

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Solution Overview

Problem

Conventional automated teller machines (ATMs) require manual interaction for PIN entry and transaction selection, lacking seamless integration with mobile devices for financial transactions.

Innovation Solution

A method utilizing near field communication (NFC) to initiate a wireless session between a mobile computing device and an ATM, followed by a cellular connection for synchronized displays and transaction initiation, enabling visual cues and animations to reflect the transaction progress.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If manual interaction is used for PIN entry and transaction selection at the ATM, then security and reliability are maintained, but ease of operation deteriorates due to lack of seamless mobile device integration

Engineering Contradiction:
Improveease of operationVSAvoiddevice complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent introduces a mobile computing device as an intermediary between the user and the ATM. The mobile device captures images of the ATM display, processes the information, and presents transaction options to the user through a familiar mobile interface, thereby simplifying operation while maintaining security through the existing ATM hardware

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If synchronized displays are implemented between mobile device and ATM, then user experience is improved through visual feedback, but device complexity increases

Engineering Contradiction:
Improveuser experienceVSAvoiddevice complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent uses the mobile computing device's camera to capture images of the ATM display and creates a visual copy of the transaction information on the mobile device screen. This copying approach provides synchronized visual feedback to enhance user experience without requiring complex hardware modifications to either device

Inventive Principle:
Principle #26Copying

3Ease of operation

If NFC wireless protocol is used to initiate communication session, then ease of operation is improved through proximity-based connection, but reliability may deteriorate due to proximity requirements

Engineering Contradiction:
Improveease of operationVSAvoidreliability
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The patent uses NFC technology to establish a preliminary connection between the mobile device and ATM when they are in proximity. This initial connection enables the mobile device to capture the ATM display and set up the communication channel before the actual transaction begins, combining ease of connection with reliable transaction processing

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20250209441A1Automated teller machine and mobile computing device with synchronized displays
Publication Date: 2025.06.26 CAPITAL ONE SERVICES LLC
  • US20250209441A1 patent drawing
  • US20250209441A1 patent drawing
  • US20250209441A1 patent drawing

AI summary

An automated teller machine (ATM) has a display and a wireless communication interface. The ATM may detect a proximity of a mobile computing device and exhibit on its display an indication of the proximity of mobile computing device to the ATM. The ATM may also be configured to detect when the mobile computing device and the ATM have established a wireless communication connection and display a visual cue on the display that the wireless connection has been established. The ATM is configured to synchronize the display of the ATM with a display of the mobile computing device. The displays may be synched temporally and positionally and may display the same or related content, such as an image or animation at the same time.