ATM Onlooker Detection via Mobile Computer Segmentation

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Solution Overview

Problem

Automated Teller Machines (ATMs) lack the ability to leverage recent advances in computer technology and are limited in their upgrade capabilities, particularly in incorporating new security encryption schemes and independent hardware upgrades.

Innovation Solution

Integration of a mobile computer with an onlooker detection system, including a CPU, keypad, and touch screen, which interfaces with the ATM CPU to provide enhanced security features such as onlooker detection using cameras and radio signal detection, and allows for independent hardware upgrades and the addition of new security encryption schemes.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If traditional ATM hardware architecture is used, then the ATM can perform basic banking transactions, but it cannot leverage recent advances in computer technology and lacks upgradeability

Engineering Contradiction:
ImproveupgradeabilityVSAvoidhardware architecture
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The ATM system is divided into distinct modules: a legacy ATM component and a separate mobile computer component. This segmentation allows the mobile computer to be independently upgraded with recent technology advances while the legacy ATM remains unchanged, resolving the contradiction between upgradeability and system complexity.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The mobile computer serves multiple functions: it provides the user interface, runs onlooker detection applications, handles security encryption, and communicates with the legacy ATM. This multi-functionality allows recent computer technology to enhance the ATM's capabilities without requiring complete system replacement.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Adaptability or versatility

If a mobile computer is integrated into the ATM, then recent computer technology advancements can be leveraged and hardware can be upgraded independently, but the device complexity increases

Engineering Contradiction:
Improveindependent hardware upgrade capabilityVSAvoidsystem integration
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The mobile computer acts as an intermediary between the user and the legacy ATM system. It handles all user interactions, onlooker detection, and security functions, communicating with the ATM through standardized interfaces. This intermediary role allows independent upgrading of the mobile computer without affecting the legacy ATM hardware.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Reliability

If onlooker detection system is added to the ATM, then user privacy and security are improved, but the device complexity and number of components increase

Engineering Contradiction:
ImprovesecurityVSAvoidnumber of components
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The onlooker detection functionality is merged into the mobile computer component rather than being added as a separate system. The mobile computer's camera, processor, and software work together to detect onlookers, analyze their behavior, and trigger appropriate security responses, reducing overall system complexity while maintaining security functionality.

Inventive Principle:
Principle #5Merging (Combining)

Data Source

PatentUS11640751B2Automated teller machine (ATM) onlooker detection
Publication Date: 2023.05.02 BANK OF AMERICA CORP
  • US11640751B2 patent drawing
  • US11640751B2 patent drawing
  • US11640751B2 patent drawing

AI summary

An ATM system is provided. The system may include a back-end server, an ATM CPU that receives information relating to the ATM, an ATM dispenser configured to dispense a cash withdrawal amount in the event that the ATM CPU receives information relating to a selection of a cash withdrawal amount and a mobile computer. The mobile computer may include a CPU, a keypad, a touch screen having a diagonal dimension of between 9 inches and 17 inches, and an interface system that interfaces between the ATM CPU and MC CPU, wherein the back-end server is configured to format and transmit an API call to request information regarding an ATM session. The ATM may be configured to respond to the API call and the back-end server is configured to respond to an API call response. The back-end server response may be further configured for display on the touch screen.