ATM Security Alert System Using Discreet Two-Step Input

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Solution Overview

Problem

Users accessing ATMs are vulnerable to muggings and theft due to limited options for alerting authorities without alerting attackers, as traditional ATMs have restricted inputs and interfaces for signaling a threatening situation.

Innovation Solution

A security alert system that recognizes specialized user inputs, such as a two-step process using a primary and secondary threat indicator input, to execute contingency actions like limiting account access, alerting law enforcement, and taking photographs, without being detectable by attackers.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional ATM interfaces are used, then device simplicity is maintained, but user safety and ability to alert authorities discreetly deteriorates

Engineering Contradiction:
Improveuser safetyVSAvoidinterface complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The alert function is segmented into multiple discrete steps: entering a first string of numbers (account number portion), receiving confirmation, then entering a second string of numbers (PIN combination). This segmentation allows the complex security alert function to be broken down into simple, manageable interactions that use existing ATM interface elements without requiring a completely new interface design.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The ATM's existing input interface is made multi-functional. The same keypad and display used for normal transactions are also used for the security alert function. By making the existing interface universal, the patent avoids adding complex new hardware or interface elements while still enabling discreet threat reporting capability.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Reliability

If a security alert system is implemented, then user safety improves, but ease of operation deteriorates due to additional input steps

Engineering Contradiction:
Improveuser safetyVSAvoidoperation simplicity
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system performs preliminary actions by automatically retrieving and verifying the user's account number from their card or previous input before requiring additional inputs. This preliminary verification step reduces the cognitive burden on the user during the alert process, as they don't need to manually enter or recall their account number, only confirm it and provide their PIN combination.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system serves itself by automatically managing the alert process once initiated. After the user enters the trigger code and PIN combination, the system autonomously executes the predetermined contingency actions (such as notifying authorities or blocking transactions) without requiring further user input or decision-making, simplifying the overall operation for the user.

Inventive Principle:
Principle #25Self-service

3Reliability

If discreet alerting is enabled, then user safety improves, but loss of information increases as threat level details are not transmitted

Engineering Contradiction:
Improveuser safetyVSAvoidthreat information transmission
Core Design Contradiction:
ReliabilityVSLoss of information

Solution Approach 1:

The patent extracts only the essential information needed for safety (confirmation of threat via PIN combination) while deliberately leaving out detailed threat assessment data. By taking out only the critical verification element (PIN match) and omitting detailed threat descriptions, the system maintains user safety through discreet alerting while accepting that comprehensive threat information cannot be transmitted without compromising security or revealing the alert process to attackers.

Inventive Principle:
Principle #2Taking out (Extraction)

Data Source

PatentUS12062104B2Systems and methods for security alerts
Publication Date: 2024.08.13 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US12062104B2 patent drawing
  • US12062104B2 patent drawing
  • US12062104B2 patent drawing

AI summary

A method of including receiving a first input from a user and determining that the first input matches at least a portion of an account number associated with a user account of the user. Based on the determination the method may include requesting and receiving a second input from the user that may include a second string of numbers. The method may also include determining that the second input is a combination of a PIN associated with the user account. Based on the determination, the method may include executing a contingency action.