Augmented Reality Accident Scene Reconstruction for Claims

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Solution Overview

Problem

Current insurance claim processing for vehicle accidents is complex and time-consuming, involving multiple interactions with insurance agents and requiring significant paperwork, leading to delays in claim settlement.

Innovation Solution

An augmented reality system that allows users to re-create accident scenes on a mobile device using a camera and display interface, incorporating location and accident information to generate an augmented reality scene, enabling users to select and add objects, and integrate inputs from multiple participants to identify areas of conflict.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional insurance claim processing methods are used, then comprehensive documentation and verification can be achieved, but the process becomes complex and time-consuming with multiple interactions required

Engineering Contradiction:

Improveaccuracy of accident documentationVSAvoidcomplexity of claims processing system

Core Design Contradiction:

ReliabilityVSDevice complexity

Solution Approach 1:

The patent creates a digital copy of the accident scene using augmented reality technology. The system captures images, videos, and sensor data from the accident location and reconstructs a virtual representation that can be viewed and analyzed remotely. This digital copy replaces the need for multiple physical site visits and detailed paperwork, maintaining documentation accuracy while reducing system complexity.

Inventive Principle:

Principle #26Copying

Solution Approach 2:

The system performs preliminary documentation of the accident scene immediately at the location using mobile devices and sensors. All necessary data including photos, videos, weather conditions, and sensor readings are captured on-site before the scene changes or evidence is lost. This preliminary action eliminates the need for subsequent site visits and reduces the complexity of follow-up verification processes.

Inventive Principle:

Principle #10Preliminary action

2Reliability

If multiple insurance agents and adjusters are involved in processing a claim, then thorough evaluation can be performed, but significant time elapses between claim filing and settlement

Engineering Contradiction:

Improvethoroughness of claim evaluationVSAvoidtime for claim settlement

Core Design Contradiction:

ReliabilityVSLoss of time

Solution Approach 1:

The augmented reality system serves multiple functions simultaneously: it documents the accident scene, captures evidence through photos and videos, records sensor data, creates visualizations for remote viewing, and provides a platform for collaborative evaluation. This multi-functional system replaces multiple separate processes and personnel interactions, enabling thorough evaluation without the time delay of sequential processing.

Inventive Principle:

Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system provides immediate feedback to all involved parties through the shared augmented reality visualization. Insurance adjusters, agents, and other stakeholders can view the accident scene remotely in real-time, provide comments, and make decisions without waiting for physical site visits or document exchanges. This continuous feedback loop maintains evaluation thoroughness while dramatically reducing settlement time.

Inventive Principle:

Principle #23Feedback

3Loss of information

If detailed paperwork and face-to-face meetings are required, then complete information exchange can be achieved, but the processing becomes inefficient and delays settlement

Engineering Contradiction:

Improvecompleteness of information exchangeVSAvoidefficiency of claims processing

Core Design Contradiction:

Loss of informationVSProductivity

Solution Approach 1:

The patent replaces the mechanical system of physical paperwork and face-to-face meetings with an electronic augmented reality-based information exchange system. All accident scene data, evidence, and documentation are captured digitally and made accessible through the AR platform. This substitution maintains complete information exchange while eliminating the inefficiencies of physical document handling and in-person meetings, thereby improving processing efficiency.

Inventive Principle:

Principle #28Mechanics substitution (Replace mechanical system)

Data Source

PatentUS12450805B2Accident re-creation using augmented reality

Publication Date: 2025.10.21 ALLSTATE INSURANCE COMPANY

AI summary

Systems, devices, and methods provide an augmented reality visualization of a real world accident scene. The system may comprise an augmented reality visualization device in communication with a display interface. The display interface may be configured to present a graphical user interface including an accident scene that corresponds to a real world location. The augmented reality visualization device (and/or system) may comprise one or more data stores configured to store accident scene information corresponding to the real world location, such as vehicles, motorcycles, trees, road objects, etc. Additionally, the one or more data stores may also store participant information corresponding to details about other multiple participants, such as witnesses, other drivers, and/or police officers.