In-Experience Payment Authentication for Augmented Reality Devices
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Existing augmented reality (AR) systems lack efficient methods for performing payment transactions directly within the AR environment, requiring users to exit the AR experience to authenticate payments.
Innovation Solution
A networked system that integrates an augmented reality device with a payment service provider, allowing users to initiate and authenticate payment transactions within the AR environment using a client AR device, a user electronic device, and a payment service provider over a network.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If users perform payment transactions outside the AR environment using traditional devices, then payment security and reliability are maintained, but user convenience and transaction efficiency deteriorate due to requiring users to exit the AR experience
Solution Approach 1:
The patent combines the payment authentication function with the AR device by integrating a payment application that can display payment interfaces, capture user input, and communicate with payment processors directly within the AR environment. This merging eliminates the need to switch between AR and traditional payment devices, allowing users to complete transactions seamlessly while maintaining immersion in the AR experience.
2Device complexity
If payment authentication is performed outside the AR environment, then system security is maintained through established protocols, but the complexity of the payment system increases due to requiring multiple devices and interfaces
Solution Approach 1:
The patent implements a payment application within the AR device that can perform multiple functions: displaying payment interfaces, capturing user input through various input methods (voice, gesture, text), processing payment information, and communicating with payment processors. This multi-functional integration allows the AR device to serve as both the primary interaction device and the payment authentication device, reducing overall system complexity while maintaining versatility.
3Reliability
If users exit the AR environment to authenticate payments, then payment reliability is ensured through proper authentication, but the continuity and immersion of the AR experience deteriorate
Solution Approach 1:
The patent implements preliminary authentication mechanisms within the AR environment by pre-configuring payment methods, storing payment information securely in the AR device, and preparing authentication credentials before the actual payment transaction. This allows users to authenticate payments quickly and reliably without leaving the AR experience, as the authentication process has already been prepared and can be completed through simple in-AR actions.
Data Source
AI summary
A system and method of performing a payment transaction in an augmented user experience displayed to a user of an augmented reality device. The system includes receiving a request for user authentication from a user, authenticating the user for performing payment transactions via a merchant application executed on the augmented reality device, receiving a request for payment to a merchant for an item offered for sale to the user in an augmented environment presented by the merchant application, processing payment in the payment amount between a payment account of the user and a merchant account, wherein the request for payment is performed without the user exiting the merchant application.