Authentication-Activated AR Display for Secure Biometric Transactions

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Solution Overview

Problem

Traditional credit cards are vulnerable to data theft and transaction processes are cumbersome, lacking in security and convenience.

Innovation Solution

A portable device with a flexible semi-transparent OLED display, embedded camera, and fingerprint sensor that securely displays credentials and processes transactions by recognizing items through pattern recognition, allowing users to authenticate and confirm purchases biometrically.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If traditional credit cards are used to display sensitive data, then transaction information is easily accessible, but data security is compromised due to over-the-shoulder stealing

Engineering Contradiction:
Improveaccess to transaction informationVSAvoiddata theft vulnerability
Core Design Contradiction:
Ease of operationVSObject-affected harmful factors

Solution Approach 1:

The system performs preliminary authentication via fingerprint sensor before displaying any sensitive credential information. The authentication data is verified in advance, and only after successful authentication does the system proceed to display the credential and transaction information, preventing unauthorized access

Inventive Principle:
Principle #10Preliminary action

2Productivity

If conventional payment processing methods are used, then transactions can be completed, but the process is slow and cumbersome requiring multiple steps

Engineering Contradiction:
Improvetransaction processing speedVSAvoidnumber of processing steps
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent combines multiple functions into a single portable device: fingerprint authentication, credential display, item recognition via camera, and transaction processing. This integration eliminates the need for separate devices and multiple manual steps, streamlining the entire payment process into one unified workflow

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The portable device serves multiple functions: it acts as an authentication device with fingerprint sensor, a display device for credentials, a camera for item recognition, and a transaction processor. This multi-functionality allows a single device to handle the entire payment workflow, reducing complexity and improving efficiency

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Loss of information

If a portable device displays credential information, then users can view transaction details, but security is reduced if the device is lost or stolen

Engineering Contradiction:
Improvevisibility of credential dataVSAvoiddata protection security
Core Design Contradiction:
Loss of informationVSReliability

Solution Approach 1:

The system requires preliminary fingerprint authentication before any credential information becomes visible on the display. The authentication check is performed in advance, ensuring that only authorized users can view sensitive data, thereby maintaining security while enabling information visibility

Inventive Principle:
Principle #10Preliminary action

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Enhances data security by protecting sensitive information and streamlines transactions by enabling users to view items and process payments through a single, secure, and convenient device.

Implementation Method 1

a flexible semi-transparent OLED display

Methodology Applied
Scientific EffectOrganic Light-emitting Diode: Organic Light-emitting Diode

Implementation Method 2

fingerprint sensor that securely displays credentials and processes transactions by recognizing items through pattern recognition

Methodology Applied
Scientific EffectCapacitive sensing: Capacitance

Data Source

PatentEP3265978B1Authentication-activated augmented reality display device
Publication Date: 2020.11.18 VISA INTERNATIONAL SERVICE ASSOCIATION
  • EP3265978B1 patent drawingFigure 1A~1B
  • EP3265978B1 patent drawingFigure 2
  • EP3265978B1 patent drawingFigure 3

AI summary

A portable device is provided. The portable device may include a display; an input device; a camera; a processor coupled to the display, the input device, and the camera; and a computer readable medium coupled to the processor, the computer readable medium comprising code, executable by the processor, to implement a method comprising: receiving authentication data from the input device, determining whether the received authentication data matches authentication data associated with an authorized user, and displaying, on the display, a credential, an item, and data associated with the item.