Authentication Counter Resynchronization Without User Reset Prompts

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Solution Overview

Problem

Existing card-based transaction systems face security vulnerabilities due to unsynchronized counter values, leading to unauthorized access and fraudulent activity, with user prompts for counter resets susceptible to malicious attacks.

Innovation Solution

A counter resynchronization system using servers with processors to determine reset events, generate resync values, and transmit them to transmitting devices based on prioritization factors, automatically replacing counter values without user intervention.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If user prompts are used for counter reset, then user awareness of security status is improved, but security is worsened due to susceptibility to malicious attacks

Engineering Contradiction:
Improveuser awareness of counter statusVSAvoidsecurity against malicious attacks
Core Design Contradiction:
Loss of informationVSReliability

Solution Approach 1:

The patent removes the user prompt mechanism from the counter reset process. The server autonomously determines when counter resets are needed and transmits reset values without prompting the user, thereby eliminating the security vulnerability while maintaining necessary security monitoring through backend processes.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The server acts as an intermediary that manages counter synchronization between the transmitting device and authentication systems. It monitors counter values, determines reset events, and autonomously transmits reset values, replacing the need for user-initiated prompts while maintaining security control.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If automatic counter reset is implemented, then security is improved by eliminating user prompts, but device complexity is worsened due to server-side processing requirements

Engineering Contradiction:
Improvesecurity against desynchronizationVSAvoidserver processing and script transmission
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent combines counter monitoring, reset event determination, and reset value transmission functions into a unified server-side process. This consolidation manages complexity centrally while simplifying the transmitting device, as it only needs to receive and execute reset values without implementing complex monitoring logic locally.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The server autonomously performs counter synchronization without requiring user intervention or complex client-side logic. The transmitting device simply receives reset values when transmitted by the server, making the system self-managing at the server level and minimizing complexity at the device level.

Inventive Principle:
Principle #25Self-service

3Reliability

If counter synchronization is continuously monitored, then reliability is improved, but loss of time is worsened due to verification overhead

Engineering Contradiction:
Improvecounter synchronization statusVSAvoidverification and reset execution time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The server implements periodic monitoring of counter values rather than continuous verification. It checks counter values at defined intervals and transmits reset values only when desynchronization is detected, reducing verification overhead while maintaining reliable synchronization through regular periodic checks.

Inventive Principle:
Principle #19Periodic action

Solution Approach 2:

The server rushes through the reset process by directly transmitting reset values once desynchronization is detected, minimizing the time the system remains in an unsynchronized state. The validation process efficiently confirms successful execution without prolonged verification delays.

Inventive Principle:
Principle #21Skipping (Rushing through)

Data Source

PatentUS12495042B2Systems and methods for resetting an authentication counter
Publication Date: 2025.12.09 CAPITAL ONE SERVICES LLC
  • US12495042B2 patent drawing
  • US12495042B2 patent drawing
  • US12495042B2 patent drawing

AI summary

Systems and methods for counter resynchronization can include one or more servers each including a memory and one or more processors. The one or more servers can be in data communication with a transmitting device. The one or more processors can be configured to determine one or more reset events. The one or more processors can be configured to generate a resync value. The one or more processors can be configured to transmit, via one or more scripts, the resync value to the transmitting device according to one or more prioritization factors and in response to the one or more reset events. The one or more processors can be configured to replace the counter value with the resync value in accordance with the one or more prioritization factors.