Authentication System Using Intermediary Verification for Fraud Prevention
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Solution Overview
Problem
The rise of remote communications has led to increased risks of fraudulent callers and scammers posing as reputable entities, making it difficult for users to securely share sensitive information, as existing methods lack effective authentication mechanisms.
Innovation Solution
A computer-implemented system and method for authenticating users through a communication session that involves a user device, server, and webserver connected via a network, where users can initiate an authentication process by entering a custom code, which is verified through a secure database, ensuring only authorized representatives can access and confirm the identity of callers or senders.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If remote communication methods are used to enable convenient communication, then ease of operation is improved, but security against fraudulent callers deteriorates
Solution Approach 1:
The patent introduces an intermediary authentication system that mediates between callers and recipients. The system includes a server that maintains a database of authorized representatives and provides authentication services. When a call is made, the system automatically verifies the caller's identity against the database, acting as a trusted intermediary that both parties can rely on without complicating the communication process.
Solution Approach 2:
The patent implements preliminary authentication by pre-registering authorized representatives in a database before they make calls. The system proactively verifies caller identity at the beginning of each communication session, rather than requiring reactive verification during or after the call. This preliminary action prevents fraud before it can occur while maintaining seamless communication.
2Reliability
If authentication mechanisms are implemented to verify caller identity, then reliability is improved, but device complexity increases
Solution Approach 1:
The patent implements self-service authentication where the system automatically verifies caller identity without requiring manual intervention from either the caller or recipient. The authentication process is transparent and automated - the server independently checks the caller's identity against the database and provides verification results, eliminating the need for complex manual verification procedures or additional user actions.
Solution Approach 2:
The patent creates a universal authentication system that can verify the identities of multiple authorized representatives from different organizations through a single database and interface. The system serves multiple functions: registering representatives, storing authorization information, performing verification, and providing confirmation to recipients. This multi-functionality reduces overall system complexity compared to implementing separate authentication systems for each organization.
3Measurement precision
If manual verification processes are used to confirm caller authenticity, then measurement precision is improved, but loss of time increases
Solution Approach 1:
The patent replaces manual verification processes with automated electronic verification. Instead of requiring recipients to manually check caller identity through time-consuming procedures, the system uses automated server-based verification that queries the database electronically and instantly returns authentication results. This substitution maintains high measurement precision for authentication accuracy while eliminating the time loss associated with manual processes.
Solution Approach 2:
The patent implements immediate feedback mechanisms where the authentication system automatically provides verification results to both the caller and recipient in real-time. The server sends notifications confirming whether the caller is authorized, providing instant feedback without requiring manual verification steps. This feedback loop maintains high authentication accuracy while minimizing verification time through automated real-time communication.
Data Source
AI summary
In embodiments of the present invention, features of an improved user authentication system features include receiving, by a processor of a computer system receiving a request for authorizing a first user, transmitting a prompt to a second user, receiving a first code from the second user, and transmitting the first code to a network location, and enabling access for the second user to the network location. Methods and systems include transmitting the first code to a network location accessible by authorized users.