Authentication Engine Segments Enrollment Credentials
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Solution Overview
Problem
Conventional enrollment processes for online authentication systems are vulnerable to unauthorized access due to the susceptibility of authentication information and the lack of effective security measures to prevent misuse, especially since customers often receive all authentication details at once and may not recall or agree to terms and conditions.
Innovation Solution
Implementing a system that uses temporary and permanent passcodes, out-of-wallet questions, and a website image identification security system in unique combinations across different locations and times to enhance security, with a processor determining access based on IP addresses and communication channels to prevent unauthorized access.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Productivity
If all authentication information is provided to customers at initial enrollment, then the enrollment process is completed efficiently, but the authentication information becomes susceptible to loss, misplacement, or unauthorized use
Solution Approach 1:
The patent segments the authentication information delivery process into multiple stages: initial enrollment provides only a temporary passcode, while permanent passcodes and additional authentication details are distributed separately at later stages or through different channels. This segmentation prevents all authentication information from being compromised simultaneously while maintaining enrollment efficiency.
2Loss of time
If customers receive all authentication details at once during enrollment, then the setup process is quick and simple, but unauthorized users can gain access to all credentials simultaneously
Solution Approach 1:
The system performs preliminary actions by providing a temporary passcode during initial enrollment that allows basic access, while restricting the distribution of permanent authentication credentials until subsequent verification steps are completed. This preliminary authentication mechanism enables quick enrollment while preventing premature access to all authentication details.
3Reliability
If the authentication system requires multiple verification steps and location checks, then unauthorized access is prevented, but the enrollment process becomes more complex
Solution Approach 1:
The authentication system dynamically adjusts the verification process based on detected location and device characteristics. When the system determines the customer is at an authorized location (such as a bank branch), it streamlines the enrollment process. When accessed from unauthorized locations, it implements additional verification steps, thereby adapting security measures to context without imposing uniform complexity.
Data Source
AI summary
Embodiments of the invention are generally directed to a system and method for enrolling a user into an authentication system. In some embodiments of the invention, a user completes a first portion of the enrollment or setup process using a first computer environment, but is not permitted to complete the enrollment or setup process from the first computer environment. The system permits the user to complete the enrollment or setup process only from a second computer environment different from the first computer environment. In one embodiment, the second computer environment is any computer environment outside of the first computer environment.