Automobile Information Exchange System for Collision Data Verification

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Solution Overview

Problem

Automobile collisions often result in disputes, incomplete insurance information, and inefficiencies due to unpredictable traffic patterns and delays, necessitating a more efficient and comprehensive traffic and collision management system.

Innovation Solution

A system enabling mutually secured information exchange between automobile users through devices that analyze and authenticate insurance-related information, ensuring that only complete and matching data sets are shared, facilitating automatic information exchange and potential insurance claim filing.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If comprehensive information exchange is implemented between collision parties, then accuracy and completeness of collision data is improved, but system complexity and time required for information verification increases

Engineering Contradiction:
Improveaccuracy of collision informationVSAvoidcomplexity of information exchange system
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The patent introduces an officiating component as an intermediary that mediates between the first and second information exchange devices. This component receives information from both parties, verifies completeness against threshold requirements, and facilitates controlled information exchange. The intermediary handles the complexity of verification and coordination, allowing comprehensive information exchange without requiring direct complex interactions between all system components.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system performs preliminary verification of information completeness before facilitating full information exchange. The officiating component checks whether data sets from both parties meet threshold requirements in advance, and only approves transmission of information when requirements are satisfied. This preliminary action prevents incomplete or insufficient information from entering the exchange process, ensuring accuracy without requiring complex real-time verification during the exchange itself.

Inventive Principle:
Principle #10Preliminary action

2Measurement precision

If manual verification of insurance information is performed, then completeness and accuracy of data is improved, but time required for collision processing increases

Engineering Contradiction:
Improvecompleteness of insurance informationVSAvoidtime for collision processing
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The system enables parties to automatically provide and exchange their own information without requiring manual verification by external authorities. The first and second information exchange devices autonomously transmit their data sets to the officiating component, which automatically verifies completeness against predefined threshold requirements. This self-service approach maintains data completeness through structured verification while dramatically reducing processing time compared to manual methods.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The officiating component provides automated feedback to both information exchange devices regarding whether their data sets meet the threshold requirements. This feedback mechanism enables rapid identification of incomplete information and triggers automatic requests for additional data if needed. The feedback loop ensures completeness while maintaining efficiency through automated rather than manual verification processes.

Inventive Principle:
Principle #23Feedback

3Reliability

If threshold requirements for data completeness are enforced, then reliability of information exchange is improved, but ease of operation decreases

Engineering Contradiction:
Improvereliability of information exchangeVSAvoidease of information submission
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The officiating component serves as an intermediary that absorbs the complexity of threshold requirement enforcement. Rather than requiring users to manually verify or understand complex data completeness requirements, the system automatically checks whether submitted data sets meet the thresholds and controls information exchange accordingly. This intermediary approach maintains high reliability through strict threshold enforcement while preserving ease of operation by handling verification complexity in the background.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS10681022B1System and method for mutually secured information exchange between possessors of automobiles
Publication Date: 2020.06.09 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US10681022B1 patent drawing
  • US10681022B1 patent drawing
  • US10681022B1 patent drawing

AI summary

A system includes a first information exchange device associated with a first automobile, where the first information exchange device is configured to provide a first data set indicative of first information relating to the first automobile. The system includes a second information exchange device associated with a second automobile, where the second information exchange device is configured to provide a second data set indicative of second information relating to the second automobile. The system also includes one or more officiating components configured to, based on a determination that the first data set and the second data set meet a threshold data requirement, transmit a third data set indicative of third information relating to the first automobile to the second information exchange device, and a fourth data set indicative of fourth information relating to the second automobile to the first information exchange device.