Automated Application Generation System for Service Programs

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

The existing application processes for service programs, such as banking, insurance, and property leases, require applicants to manually fill out extensive forms, which is time-consuming and inefficient, as much of the information solicited is repetitive across different services and programs.

Innovation Solution

A system utilizing software to customize applications by populating them with applicant data from databases, where relevant information is pre-stored from previous applications, allowing for automated generation and transmission of a substantially completed application, reducing the need for manual input and streamlining the process.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If applicants manually fill out extensive application forms for each service program, then complete application information can be obtained, but the process becomes time-consuming and inefficient

Engineering Contradiction:
Improvecompleteness of application informationVSAvoidapplication processing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by pre-collecting and storing applicant information in a database during initial solicitations or previous applications. This stored data is then automatically retrieved and populated into new application forms, eliminating the need for applicants to re-enter the same information repeatedly across different service programs.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system creates and uses copies of applicant information by storing data in a centralized database and automatically copying relevant fields into new application forms. This allows the same base information to be reused across multiple applications while still allowing for program-specific customization.

Inventive Principle:
Principle #26Copying

2Adaptability or versatility

If separate application forms are created for each service program, then program-specific information can be accurately captured, but the complexity of managing multiple forms increases

Engineering Contradiction:
Improveprogram-specific information captureVSAvoidapplication form management
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system implements a universal application generation platform that can create customized forms for multiple different service programs (banking, insurance, property leases, etc.) using a single system. The platform retrieves program-specific requirements and automatically configures appropriate forms, eliminating the need to manually manage separate forms for each program.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The application form structure is made dynamic and adaptable rather than static. The system can automatically adjust form content, fields, and layout based on the specific program being applied for, while maintaining a consistent underlying framework. This allows the same system to handle diverse program requirements without increasing management complexity.

Inventive Principle:
Principle #15Dynamics

3Reliability

If extensive personal information is solicited from applicants, then thorough verification can be performed, but the administrative burden on both applicants and entities increases

Engineering Contradiction:
Improveverification accuracyVSAvoidapplication process simplicity
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system enables self-service by automatically retrieving and populating applicant information from previously stored data in the database. Applicants benefit from reduced manual input requirements, while the system maintains verification capabilities by automatically managing data retrieval and population, thereby reducing administrative burden on both parties.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS10379700B1Systems and methods for customized applications
Publication Date: 2019.08.13 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US10379700B1 patent drawing
  • US10379700B1 patent drawing
  • US10379700B1 patent drawing

AI summary

Systems and articles for customized applications are described. The system comprises at least one database having previously-obtained information, an assessment module communicable attached to the at least one database communicably attached to the at least one database, wherein the assessment module is configured to identify requisite data based on the previously-obtained information in the at least one database, and an application-generating module communicably attached to the at least one database, wherein the application-generating module is configured to generate an application based on requisite data in the at least one database. Other embodiments may be described and claimed.