Automatic Settlement Service Routing via Code Scanning
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Solution Overview
Problem
Current QR code settlement methods are time-consuming as users need to select from multiple settlement services and start corresponding applications, leading to inefficient payment processing.
Innovation Solution
An information processing method that uses one or more processors to acquire information from a scanned code, automatically specify the correct settlement service, and execute or transmit settlement information to the appropriate device for processing, thereby streamlining the settlement process across multiple services.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If users manually select from multiple settlement services and start corresponding applications, then settlement accuracy is improved, but settlement time increases significantly
Solution Approach 1:
The system enables automatic identification and routing of settlement services through self-service mechanisms. The terminal device automatically scans the information code, identifies the settlement service type, and routes to the appropriate application without requiring user selection or manual intervention, thereby resolving the contradiction between accuracy and time consumption.
Solution Approach 2:
The settlement service information is pre-encoded in the information code (QR code or barcode) before the settlement process begins. By embedding the service identification information in advance, the system eliminates the need for users to manually select services during the settlement process, thus reducing settlement time while maintaining accuracy through pre-configured service routing.
2Adaptability or versatility
If multiple settlement services are provided by different companies, then service versatility is improved, but operational complexity increases
Solution Approach 1:
The terminal device is designed with multi-functional capability to handle multiple types of settlement services (Alipay, WeChat Pay, bank cards, etc.) through a single unified interface. The device can scan various information codes and automatically route to the appropriate settlement application, providing universal service support without requiring users to manually select or switch between different services, thus maintaining ease of operation while supporting service versatility.
Data Source
AI summary
There is provided an information processing method performed by one or more processors of a first information processing device that executes predetermined settlement processing corresponding to a predetermined settlement service. The information processing method includes electronically acquiring, from a second information processing device that scans an information code used for settlement, information concerning the information code, electronically specifying one settlement service from a plurality of settlement services on the basis of the information concerning the information code, when the specified settlement service is the predetermined settlement service, executing the predetermined settlement processing on the basis of settlement information included in the information code; and, when the specified settlement service is another settlement service, transmitting the settlement information included in the information code to another information processing device that executes settlement processing corresponding to the other settlement service.