Autonomous Vehicle Blockchain for Smart Contract Liability Enforcement

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Solution Overview

Problem

Current systems lack a trusted mechanism to automatically enforce liability arrangements associated with autonomous vehicles, particularly in shifting control states and collision scenarios, leading to inefficiencies and uncertainties in insurance claims and damage assignments.

Innovation Solution

A distributed ledger system that records and enforces smart contracts, using a blockchain to compile transactions from autonomous vehicles, determine priority, form consensus, and execute actions based on trigger conditions, such as collisions or control states, ensuring transparent and objective liability assignment.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If a distributed ledger system is implemented to automatically enforce smart contracts, then transparency and objectivity in liability assignment are improved, but system complexity and implementation difficulty increase

Engineering Contradiction:
Improveliability assignment reliabilityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system segments the complex distributed ledger functionality into modular components: smart contract modules that encode specific liability rules, validation nodes that independently verify transactions, and a consensus mechanism that coordinates agreement. This segmentation allows each component to be developed, tested, and maintained independently while collectively providing reliable automated enforcement.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The distributed ledger acts as an intermediary layer between autonomous vehicles, insurers, and manufacturers. Instead of these parties directly negotiating and enforcing liability arrangements, the blockchain-mediated smart contracts automatically execute based on predefined rules, reducing disputes and improving reliability while the modular architecture manages the underlying complexity.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Productivity

If manual processing of insurance claims and liability assignments is used, then system simplicity is maintained, but processing efficiency and certainty are reduced

Engineering Contradiction:
Improveinsurance claims processing efficiencyVSAvoidprocessing system complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The smart contracts are programmed to automatically execute liability assignments and insurance claim processing without human intervention. When a collision event is detected and recorded on the blockchain, the smart contract automatically determines liability based on predefined rules and executes the appropriate actions, dramatically improving processing efficiency while the modular design keeps complexity manageable.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The manual mechanical process of insurance claims processing is replaced with an automated digital system. Instead of human adjusters manually reviewing claims and determining liability, the system uses blockchain-based smart contracts that automatically process claims based on objective criteria embedded in the code, improving both efficiency and consistency while reducing the need for complex human review processes.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Reliability

If automated smart contract enforcement is implemented, then uncertainty in liability arrangements is reduced, but the complexity of implementing and maintaining the system increases

Engineering Contradiction:
Improveliability arrangement enforcementVSAvoidsmart contract system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system uses preliminary action by encoding all liability rules, conditions, and enforcement mechanisms into smart contracts before they are needed. These smart contracts are deployed to the blockchain in advance and automatically execute when relevant events occur, ensuring reliable and certain enforcement while the upfront programming work manages the complexity rather than creating ongoing operational complexity.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS12148045B2Systems and methods for maintaining a distributed ledger pertaining to autonomous vehicles
Publication Date: 2024.11.19 STATE FARM MUTAL AUTOMOBILE INSURANCE COMPANY
  • US12148045B2 patent drawing
  • US12148045B2 patent drawing
  • US12148045B2 patent drawing

AI summary

Methods and systems for maintaining a distributed ledger and/or blockchain of transactions and/or events pertaining to autonomous vehicles and/or smart contracts. An enforcement server may receive indications of transactions and/or events generated by one or more autonomous vehicles. The transactions and/or events may include information relating to a trigger condition and/or a decision condition associated with one or more smart contracts. The enforcement server may route the transaction to the appropriate smart contract to determine whether a trigger condition has been satisfied. When a trigger condition is satisfied, the enforcement server may automatically perform an action to enforce the smart contract and/or update the distributed ledger. In some aspects, the distributed ledger may record events associated with autonomous and semi-autonomous vehicle technology or system usage, including events associated with transitioning between manual and autonomous control, or vice versa, of one or more autonomous or semi-autonomous vehicles.