Auxiliary Tangible Source Retainer for Secondary Resource Allocation

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Solution Overview

Problem

Existing systems face inefficiencies in managing and distributing secondary tangible resources during resource distributions, as users often provide excess resources, leading to unnecessary secondary resource allocation to users and increased resource consumption for entities in managing and distributing these resources.

Innovation Solution

A system that determines the difference between the total and transferred resources, allocates secondary resources to an auxiliary tangible source retainer associated with a machine-readable code, preventing unnecessary secondary resource distribution to users and conserving resources by keeping them available for other users, thus reducing the need for entities to request additional secondary resources.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If the entity provides secondary tangible resources to users as change, then the resource distribution is completed, but the secondary resources are wasted and cannot be reused

Engineering Contradiction:

Improveresource distribution efficiencyVSAvoidsecondary resource waste

Core Design Contradiction:

ProductivityVSLoss of substance

Solution Approach 1:

The patent creates a digital copy (electronic record) of the secondary tangible resource instead of physically distributing it. The auxiliary tangible source retainer stores this digital representation, allowing the resource to be tracked and reused virtually without physical transfer to the user.

Inventive Principle:

Principle #26Copying

Solution Approach 2:

The auxiliary tangible source retainer acts as an intermediary between the entity and the user. It holds the electronic record of secondary resources, enabling the entity to allocate resources efficiently without directly providing physical secondary tangible resources to users.

Inventive Principle:

Principle #24Intermediary (Mediator)

2Quantity of substance

If the entity distributes secondary tangible resources, then the difference in resource amounts is resolved, but the entity consumes additional resources for management and distribution

Engineering Contradiction:

Improveresource balanceVSAvoidcomputing and network resource consumption

Core Design Contradiction:

Quantity of substanceVSLoss of energy

Solution Approach 1:

The patent replaces the mechanical/physical distribution of secondary tangible resources with an electronic system. The auxiliary tangible source retainer uses digital storage and processing to manage resource allocation, eliminating the need for physical handling, tracking, and distribution of secondary tangible items.

Inventive Principle:

Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system automatically manages secondary resource allocation through electronic records. The auxiliary tangible source retainer self-manages the tracking and allocation of secondary resources without requiring manual intervention or physical distribution processes.

Inventive Principle:

Principle #25Self-service

3Ease of operation

If the user receives secondary tangible resources, then the resource distribution is fulfilled, but the resources cannot be kept available for future transactions

Engineering Contradiction:

Improveresource distribution completionVSAvoidresource availability for future use

Core Design Contradiction:

Ease of operationVSAdaptability or versatility

Solution Approach 1:

Instead of transferring the actual secondary tangible resource to the user, the system creates and transfers a digital copy (electronic record) to the auxiliary tangible source retainer. This allows the resource to remain available in the system for future transactions while still fulfilling the current distribution requirement.

Inventive Principle:

Principle #26Copying

Data Source

PatentUS12032999B2System for intelligent allocation of a resource into an auxiliary tangible source retainer

Publication Date: 2024.07.09 BANK OF AMERICA CORP

AI summary

Systems, computer program products, and methods are described herein for intelligent allocation of a resource into an auxiliary tangible source retainer. The present invention may be configured to determine a difference between a transferred amount of resources provided to an entity by a user and a total amount of a resource distribution, where the difference includes a primary amount of resources corresponding to primary tangible resources and a secondary amount of resources corresponding to secondary tangible resources. The present invention may be further configured to determine, based on a machine-readable code on an auxiliary tangible resource provided by the user, an auxiliary tangible source retainer associated with the auxiliary tangible resource and allocate, from a source retainer associated with the entity, the secondary amount of resources to the auxiliary tangible source retainer associated with the auxiliary tangible resource.