Automated Banking Machine Deposit Accepting Apparatus
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Solution Overview
Problem
Automated banking machines lack a reliable and compact system for accepting, verifying, and processing deposits, particularly for handling both sheets and envelopes, with limited capability to ensure the authenticity and efficient handling of deposited items.
Innovation Solution
A deposit accepting apparatus integrated with an automated banking machine that includes a transport section for moving items, an analysis module for verifying authenticity, and a printing mechanism for marking deposited items, capable of handling both sheets and envelopes, and correlating image and transaction data for efficient processing.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If a deposit accepting apparatus is integrated into an automated banking machine, then the capability to accept and verify deposits is improved, but the device complexity increases
Solution Approach 1:
The deposit accepting apparatus is divided into distinct functional modules: a transport section for moving items, an analysis module for verification, and a printing mechanism for marking. This segmentation allows each module to perform its specific function independently, making the overall complex system more manageable and easier to integrate into existing automated banking machines.
Solution Approach 2:
The deposit accepting apparatus is designed to handle multiple types of deposit items including both sheets and envelopes through a single integrated system. The transport section can accommodate different item formats, and the analysis module can verify various deposit types, providing universal functionality that reduces the need for separate specialized equipment.
2Reliability
If an analysis module is added to verify authenticity, then the reliability of deposit verification is improved, but the device complexity increases
Solution Approach 1:
The analysis module acts as an intermediary between the transport section and the printing mechanism. It receives items from the transport section, performs authenticity verification, and then allows items to proceed to marking if verified. This intermediary role consolidates verification functions into a single reliable module rather than distributing complexity across multiple verification points.
3Extent of automation
If a transport section is used to move items, then the automation of deposit handling is improved, but the device complexity increases
Solution Approach 1:
The transport section is merged with the deposit accepting apparatus housing, integrating the movement function directly into the machine structure. The transport section works in conjunction with the analysis module and printing mechanism as a unified assembly, reducing the need for separate automated handling systems and minimizing overall complexity.
4Productivity
If a printing mechanism is integrated for marking items, then the efficiency of deposit processing is improved, but the device complexity increases
Solution Approach 1:
The printing mechanism is positioned to mark items during the transport process, performing the marking action preliminarily before items reach the analysis module or final storage. This preliminary marking eliminates the need for separate post-processing steps, improving overall processing efficiency while integrating the printing function into the existing transport and analysis workflow.
Data Source
AI summary
An automated banking machine operates using data included on user cards. The machine accepts checks and dispenses cash to users. The automated banking machine operates to acquire image and magnetic data from deposited checks and to determine the authority of a user to receive cash for such checks.