Automated Banking Machine Auxiliary Touchpad Interface
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Solution Overview
Problem
Automated banking machines lack user-friendly interfaces and security features to accommodate users with disabilities and prevent unauthorized access, particularly in transactions involving cash acceptance and dispensing.
Innovation Solution
The implementation of an automated banking machine with a primary display, an auxiliary touchpad display positioned lower on the machine, and a processor that enables users to control the primary display through the auxiliary touchpad, allowing for easier navigation and security measures such as light emitting devices, mirrors, and concealment devices to enhance user experience and security.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If automated banking machines use standard interfaces, then device complexity is reduced, but ease of operation for users with disabilities deteriorates
Solution Approach 1:
A camera captures images of the user and a display device shows these images back to the user, creating a visual intermediary that enables users with disabilities to see and control machine interactions without adding complex physical interfaces
Solution Approach 2:
The system replaces traditional mechanical interfaces with optical systems (camera and display) that provide accessibility information visually, eliminating the need for complex adaptive hardware while improving ease of operation
2Ease of manufacture
If automated banking machines have transparent or open designs, then ease of manufacture is improved, but security against unauthorized access deteriorates
Solution Approach 1:
The machine housing has selectively transparent and opaque portions, allowing manufacturing simplicity in key areas while providing security through opaque sections that prevent viewing of internal components and user inputs
3Reliability
If automated banking machines lack concealment features, then device complexity is reduced, but security against unauthorized observation deteriorates
Solution Approach 1:
The display system is segmented into multiple sections including a concealable portion that can be moved or adjusted, allowing security features to be added without requiring complete system redesign or excessive complexity
Data Source
AI summary
An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.


