Banking Portal Device for Remote Server Communication
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Solution Overview
Problem
Automated banking machines lack efficient and scalable solutions for conducting financial transactions, particularly in terms of data processing and user interface management, leading to limitations in transaction capabilities and user experience.
Innovation Solution
The implementation of a portal device with device ports, network ports, and display ports, connected via a TCP/IP network, allowing remote server communication and operation of banking machine devices, including card readers, cash dispensers, and displays, using remote client protocols like PCoIP to manage device and display communications.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Extent of automation
If automated banking machines use local computing resources for data processing and user interface management, then transaction processing can be performed autonomously, but the machine requires more local hardware components and becomes less scalable
Solution Approach 1:
The patent extracts the computing resources and user interface management functions from the local banking machine and relocates them to a remote server. The banking machine retains only the essential transaction processing capabilities and device ports, while the remote server handles data processing, user interface rendering, and communication protocols, thereby reducing local hardware complexity while maintaining autonomous operation.
Solution Approach 2:
The patent introduces a portal device as an intermediary between the banking machine and the remote server. This portal device manages the communication protocols and data exchange, allowing the banking machine to operate autonomously while leveraging remote computing resources, thus resolving the contradiction between local autonomy and remote resource utilization.
2Adaptability or versatility
If automated banking machines are equipped with multiple devices for various transactions, then transaction capabilities are enhanced, but the device complexity and cost increase
Solution Approach 1:
The patent implements a universal portal device with multiple device ports that can interface with various transaction devices (card readers, cash dispensers, displays, etc.). This portal device provides a standardized communication interface that allows a single banking machine to support multiple transaction types without requiring separate dedicated hardware for each function, thereby enhancing versatility while controlling complexity.
3Device complexity
If automated banking machines use remote server communication for data processing, then local computing resources are reduced, but network dependency increases
Solution Approach 1:
The patent implements preliminary action by pre-configuring the portal device with communication protocols and establishing connection parameters before actual transaction processing. The system is designed to handle network connectivity issues through pre-established error handling routines and local caching mechanisms, reducing the impact of network dependency while maintaining the benefits of remote processing.
Data Source
AI summary
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine includes a display and a printer to produce records of financial transactions carried out with the machine. The automated banking machine may also include a portal device that is operative to cause the display, card reader and other devices in the machine to operate in response to communications through the portal device.