Base Limit Value Determination for Digital Accounts
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Solution Overview
Problem
Conventional systems for managing digital accounts are inefficient, insecure, and inflexible, requiring multiple user interfaces and interactions to manage account values and limits, and are vulnerable to fraudulent activities due to limited network connectivity and security risks.
Innovation Solution
A base value determination system that uses network interactions between client devices to dynamically increase base limit values through intuitive graphical user interfaces, allowing users to modify account values and generate new accounts securely, while improving efficiency, security, and flexibility by leveraging network connectivity across devices.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If conventional systems require multiple user interfaces and interactions to manage account values and limits, then sufficient digital information can be obtained, but system efficiency and user convenience deteriorate
Solution Approach 1:
The patent combines multiple user interfaces and interaction methods into a unified system that automatically exchanges digital information between client devices. The base limit value determination system integrates data from social media profiles, contact information, and device identifiers through automated network communications, eliminating the need for users to manually input information across multiple interfaces while maintaining data accuracy.
Solution Approach 2:
The system implements self-service mechanisms where client devices automatically transmit and receive digital information without requiring manual user intervention. The automated account creation process, base limit value determination, and contact information exchange all occur through programmed algorithms that independently manage data collection and verification, significantly improving system efficiency.
2Quantity of substance
If conventional systems use multiple user interfaces for account management, then comprehensive digital information can be collected, but device complexity and ease of operation worsen
Solution Approach 1:
The patent creates a universal base limit value determination system that performs multiple functions through a single integrated platform. The system handles account creation, contact information exchange, base limit value determination, and notifications across different client devices through one unified interface, eliminating the need for separate applications for each function while collecting comprehensive digital information.
Solution Approach 2:
The base limit value determination system acts as an intermediary that mediates all interactions between client devices. Rather than requiring direct user-to-user interface interactions, the system serves as a central mediator that automatically exchanges information, determines base limit values, and coordinates account management tasks, significantly reducing the number of user interfaces needed.
3Reliability
If conventional systems require significant digital information for account management, then account security can be improved, but vulnerability to fraudulent activities increases
Solution Approach 1:
The patent implements feedback mechanisms where the system continuously monitors and verifies digital information exchanged between client devices. The base limit value determination process includes verification steps that check the authenticity of contact information, device identifiers, and account data. The system provides feedback loops that detect suspicious patterns and prevent fraudulent account creations or base limit value modifications, maintaining security while reducing vulnerability to fraud.
Solution Approach 2:
The system performs preliminary verification and authentication actions before allowing account management operations. Contact information is verified, device identifiers are authenticated, and base limit values are pre-determined through automated checks before any transactions occur. This preliminary action prevents fraudulent activities by establishing security validations in advance rather than reacting to threats after they occur.
4Reliability
If conventional systems provide limited network connectivity between devices, then security control can be maintained, but system flexibility and connectivity deteriorate
Solution Approach 1:
The patent implements dynamic network connectivity that adapts to different interaction scenarios while maintaining security control. The base limit value determination system dynamically establishes network connections between client devices based on the specific needs of each interaction, using encrypted communication channels that are created and terminated as needed. This dynamic approach provides flexibility for various connectivity scenarios while maintaining security through controlled, temporary connections rather than persistent open channels.
Data Source
AI summary
The disclosure describes embodiments of systems, methods, and non-transitory computer readable storage media that increase a base limit value for a contact based on a user interaction with a graphical user interface. Generally, the disclosed system provides a graphical user interface for display to a user that includes base limit increase elements to increase base limit values for contacts of the user. Based on user selection of a base limit increase element, the disclosed system can provide an increased base limit value to an account associated with the contact.