Beacon-Based Dispenser Authentication for Secure Hands-Free Transactions

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Solution Overview

Problem

Conventional interaction methods between dispenser devices and users require physical manipulation of access tokens, leading to inefficiencies such as slow transaction processing and potential fraud risks in hands-free systems, and lack the security and authentication of traditional methods.

Innovation Solution

A system involving a beacon device associated with a dispenser device transmits a broadcast signal to a mobile communication device, which is authenticated through a federated platform, ensuring the authenticity of both devices before allowing resource dispensing.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If physical access tokens are used for authentication, then security is improved, but ease of operation deteriorates

Engineering Contradiction:
ImprovesecurityVSAvoidease of operation
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The patent replaces the mechanical system of physical access token manipulation with an optical/electromagnetic system using broadcast signals and wireless communication. The beacon device transmits authentication credentials via broadcast signals that the mobile device receives and processes, eliminating the need for physical card insertion or token handling while maintaining security through cryptographic verification of the broadcast credentials.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Reliability

If conventional authentication methods are used, then security is improved, but productivity deteriorates

Engineering Contradiction:
ImprovesecurityVSAvoidtransaction processing speed
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The beacon device performs preliminary authentication by broadcasting credentials before the actual transaction occurs. The mobile device receives and caches these credentials in advance, so when a transaction is needed, the authentication data is already available and verified, eliminating the need for slow real-time authentication during the transaction itself and enabling faster service.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system skips the traditional slow authentication sequence by using pre-broadcast credentials that can be quickly received and verified. The mobile device can rapidly process the broadcast authentication data without waiting for lengthy authorization sequences, rushing through the authentication step to enable faster transaction completion.

Inventive Principle:
Principle #21Skipping (Rushing through)

3Device complexity

If fewer dispenser devices are deployed, then device complexity is reduced, but productivity deteriorates

Engineering Contradiction:
Improvesystem complexityVSAvoiduser throughput
Core Design Contradiction:
Device complexityVSProductivity

Solution Approach 1:

The beacon device serves multiple functions: it broadcasts authentication credentials, provides location information, enables transaction authorization, and can serve multiple users simultaneously through continuous broadcasting. This multi-functionality allows a single beacon device to replace what would traditionally require multiple specialized devices, increasing user throughput without proportionally increasing system complexity.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS12380441B2Federated closed-loop system
Publication Date: 2025.08.05 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US12380441B2 patent drawing
  • US12380441B2 patent drawing
  • US12380441B2 patent drawing

AI summary

Systems, methods, and computer readable media are for providing a hand free interaction between a user and a dispenser device. A mobile communication device and a beacon device associated with the dispenser device (or the dispenser device operating as a beacon device) may perform mutual authentication with a federated platform. Once the entities are authenticated, the user is allowed to dispense the resource utilizing the dispenser device. Data associated with the interaction and related to the resource dispensed may be provided to the federated platform via the mobile communication device and the interaction data may be recorded. The federated platform may subsequently provide the interaction data to a resource provider to enable the resource provider to conduct a settlement process.