Bill Payment Slider Interface for Small-Screen Input Accuracy

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Solution Overview

Problem

Personal computing devices with small touchscreens face challenges in allowing efficient access to data and functions without overcrowding the screen or requiring navigation between multiple views, and minimizing accidental user inputs, especially for significant actions like money transfers.

Innovation Solution

A graphical user interface featuring a slider feature positioned between transferor and transferee account widgets, allowing users to slide from one edge to another to initiate transfers or payments, minimizing accidental inputs by providing a intuitive and secure command input method.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If multiple separate applications are used to access different functions and data, then comprehensive functionality is achieved, but navigation complexity and time consumption increase

Engineering Contradiction:
ImprovefunctionalityVSAvoidnavigation time
Core Design Contradiction:
Adaptability or versatilityVSLoss of time

Solution Approach 1:

The patent combines multiple separate applications into a single unified application that provides access to various functions (money transfers, bill payments, balance checks, etc.) through a consistent graphical user interface. This merging eliminates the need to navigate between multiple applications, directly resolving the contradiction by maintaining comprehensive functionality while reducing navigation time.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The unified application implements multi-functionality by incorporating various financial services (transfers, bill payments, balance inquiries, statement requests) within a single application framework. This universal design allows users to access diverse functions without leaving the application, addressing both versatility and time efficiency requirements.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Adaptability or versatility

If multiple separate applications with different layouts are used, then specialized functionality is achieved, but user experience consistency deteriorates

Engineering Contradiction:
Improvespecialized functionalityVSAvoiduser experience consistency
Core Design Contradiction:
Adaptability or versatilityVSEase of operation

Solution Approach 1:

The patent implements a universal graphical user interface that consistently presents various financial functions (transfers, bill payments, balance checks) through a unified layout and navigation structure. This consistent interface design maintains ease of operation while providing access to specialized functions through the same operational paradigm.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The graphical user interface employs homogeneous design elements, consistent navigation patterns, and uniform interaction methods across all functions. This homogeneity ensures that users experience consistency when accessing different financial services, eliminating the confusion caused by varying layouts in separate applications.

Inventive Principle:
Principle #33Homogeneity

3Area of stationary object

If graphical buttons are placed close together on small touchscreen, then screen space efficiency is improved, but accidental input risk increases

Engineering Contradiction:
Improvescreen space utilizationVSAvoidinput accuracy
Core Design Contradiction:
Area of stationary objectVSReliability

Solution Approach 1:

The patent replaces traditional two-dimensional button presses with a slider mechanism that introduces a continuous dimensional aspect to input. The slider requires a sweeping motion across the screen rather than a discrete tap, effectively using the spatial dimension to differentiate intentional from accidental inputs while maintaining efficient screen space utilization.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

Solution Approach 2:

The slider input mechanism requires preliminary action (a deliberate sweeping motion) before the command is executed. This preliminary action serves as a confirmation step that reduces accidental inputs, as unintentional touches are unlikely to produce the deliberate sweeping motion required to activate the transfer or payment command.

Inventive Principle:
Principle #10Preliminary action

4Ease of manufacture

If conventional button interfaces are used on small screens, then ease of implementation is maintained, but accidental command execution increases

Engineering Contradiction:
Improveimplementation simplicityVSAvoidcommand accuracy
Core Design Contradiction:
Ease of manufactureVSReliability

Solution Approach 1:

The patent transitions from static button interfaces to a dynamic slider mechanism that requires motion to activate commands. This dynamic approach maintains implementation simplicity while significantly reducing accidental command execution, as the slider's continuous motion requirement provides a natural confirmation mechanism that static buttons lack.

Inventive Principle:
Principle #15Dynamics

Data Source

PatentUS20260064261A1Personal computing devices with improved graphical user interfaces
Publication Date: 2026.03.05 WELLS FARGO BANK NA
  • US20260064261A1 patent drawing
  • US20260064261A1 patent drawing
  • US20260064261A1 patent drawing

AI summary

A method includes generating, by a user device, a bill payment graphical user interface. The bill payment graphical user interface includes a movable feature that is movable from a first point to a second point. The method includes auto-populating, by the user device, the bill payment graphical user interface with an amount owed for at least one bill. The method includes detecting, by the user device, a movement of the movable feature from the first point toward the second point. The method includes dynamically updating, by the user device, a representation of the amount owed for the at least one bill based on the detected movement. As the movable feature is moved from the first point to the second point, a proportional amount of the amount owed is dynamically subtracted from a representation of an account balance of an account of a user of the user device.