Biometric Authorization System Using Third-Party Data Verification
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Solution Overview
Problem
Biometric authorization systems lack the ability to monitor user information across both internal and third-party records, allowing unscrupulous users to enroll multiple times or engage in fraudulent activities by hiding negative information, and fail to account for users' varying statuses across different systems.
Innovation Solution
A system and method that utilizes user biometric data to search both system and third-party records for negative, positive, and neutral information during authorizations, flagging or preventing unauthorized access and offering incentives for positive behavior, while ensuring accurate and up-to-date user records.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Productivity
If the system searches only a limited amount of system records during enrollment to ensure timely and inexpensive processing, then enrollment speed and cost are improved, but the system allows unscrupulous users to enroll multiple times by hiding negative information
Solution Approach 1:
The system performs preliminary actions by maintaining comprehensive user records and negative information databases before enrollment occurs. During enrollment, the system proactively searches both internal records and external third-party sources for any negative information about the applicant, rather than waiting for problems to arise after enrollment. This preliminary checking prevents fraudulent enrollments while maintaining efficient processing speeds.
Solution Approach 2:
The system introduces third-party information sources as intermediaries to provide additional verification data. These external sources supply negative information about users that may not be available in the system's internal records, enabling more accurate enrollment decisions without significantly increasing processing time or cost.
2Device complexity
If the system only monitors internal records during authorizations, then system complexity is reduced, but the system fails to prevent users with negative status in other systems from performing prohibited activities
Solution Approach 1:
The system achieves multi-functionality by integrating both internal record monitoring and external third-party information retrieval capabilities within a single authorization framework. The system can selectively query different information sources based on the authorization context, providing comprehensive security coverage without requiring separate specialized systems for each function.
Solution Approach 2:
The system applies partial action by selectively searching third-party sources based on risk assessment, user history, and authorization sensitivity. Rather than querying all possible external sources for every authorization request, the system intelligently determines when and where to seek additional information, balancing security requirements with system complexity and processing efficiency.
3Reliability
If the system searches comprehensive system and third-party records during every authorization, then authorization security is improved, but processing time increases
Solution Approach 1:
The system performs partial searches by selectively querying only relevant information sources based on the specific authorization context, user history, and risk factors. For low-risk, routine authorizations, the system may perform minimal checks using only internal records. For higher-risk or sensitive authorizations, the system expands the search to include third-party sources, thereby optimizing the balance between security and processing time.
Solution Approach 2:
The system implements periodic updating of user records by periodically checking third-party sources for changes in user status or negative information. Rather than searching all sources at every authorization, the system performs comprehensive updates at scheduled intervals and uses these updated records for subsequent authorizations, reducing the frequency of extensive searches while maintaining security.
Data Source
AI summary
A system and method of employing user information during a biometric authorization. A user's biometric system records and biometric third party records are monitored for negative, positive, and neutral data in order to maintain user record accuracy and to prevent fraudulent behavior.