Biometric Payment Processing via Movement Speed Threshold
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Contactless biometric payments face challenges in accurately recognizing payment intentions due to the lack of a signal, such as electrical contact, to confirm payment intentions.
Innovation Solution
A biometric payment processing method and apparatus that utilize image data from successive images of an organism to detect a target part, determine its movement speed, and perform a payment operation only when the movement speed is less than a specified threshold, indicating a definite payment intention.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If contactless payment is used, then device screen responsiveness and cleanliness issues are resolved, but payment intention recognition accuracy deteriorates
Solution Approach 1:
The patent introduces an intermediary signal (electrical signal generated by finger contact) to mediate between the user's payment intention and the payment terminal. This electrical signal serves as a reliable indicator of payment intention, resolving the ambiguity in contactless payment scenarios where no such signal exists.
Solution Approach 2:
The patent replaces the mechanical contact-based payment verification system with an electrical signal detection system. By detecting electrical signals generated during finger contact, the system achieves more accurate payment intention recognition compared to traditional contactless methods.
2Measurement precision
If contact payment is used, then payment intention can be confirmed through electrical contact signal, but device screen cleanliness and responsiveness deteriorate due to public operations
Solution Approach 1:
The patent extracts the essential verification element (electrical contact signal detection) from the contact payment method and separates it from the problematic components (screen interaction). This allows payment intention verification to occur through contactless means while maintaining the accuracy benefits of electrical signal detection.
3Ease of operation
If contactless payment is used, then operation convenience is improved, but security deteriorates due to misrecognition of payment intention
Solution Approach 1:
The patent introduces an intermediary electrical signal as a mediator to verify payment intention in contactless payment scenarios. This signal serves as a reliable indicator that distinguishes intentional payment actions from accidental or unauthorized contact, thereby enhancing security while maintaining convenience.
Solution Approach 2:
The patent implements a feedback mechanism where the detection of electrical signals during contactless payment provides confirmation of payment intention. This feedback loop ensures that payments are only processed when genuine payment intent is detected, improving security without compromising user convenience.
Data Source
AI summary
A biometric payment processing method includes: obtaining image data, the image data comprising a plurality of images of an organism that are successively acquired; detecting a target part in an image in the image data, the target part being a part to which a biometric payment function is bound in the organism; determining, in response to that the target part is detected from the plurality of images, a movement speed corresponding to the target part in the plurality of images; and performing a payment operation based on the target part in response to that the movement speed is less than a speed threshold.