Biometric Recognition for Automated Transaction Parameter Extraction

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Solution Overview

Problem

Users face difficulties in conducting online transactions, especially financial transactions, due to the need to manually input various parameters on devices with limited input/output capabilities, which can be cumbersome and prone to errors, particularly for those with limited literacy or using mobile devices.

Innovation Solution

The system utilizes recognition data, such as biometric samples like facial or fingerprint recognition, to automatically identify transaction parameters, allowing users to capture images or samples that are processed to recognize and specify transaction details, thereby initiating transactions without manual input.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If manual input methods are used for transaction parameters, then device complexity and input capabilities can be kept simple, but ease of operation deteriorates due to cumbersome data entry

Engineering Contradiction:
Improveease of transaction parameter inputVSAvoidinput/output capability requirements
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent replaces manual mechanical input operations with optical recognition systems. Users capture images of transaction parameters (such as receipts, bills, or documents) using a camera, and the system automatically extracts and processes the parameter data through image recognition and OCR technologies, eliminating the need for manual typing or form filling.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system enables self-service by allowing the transaction parameters to be automatically extracted and populated from captured images. The recognition system independently identifies and processes parameter data without requiring user intervention for data entry, reducing the operational burden on users.

Inventive Principle:
Principle #25Self-service

2Productivity

If manual data entry is required for transaction parameters, then device cost can be kept low, but productivity deteriorates due to time-consuming input processes

Engineering Contradiction:
Improvetransaction processing speedVSAvoidtime for parameter input
Core Design Contradiction:
ProductivityVSLoss of time

Solution Approach 1:

The system performs preliminary action by capturing and storing parameter data in image form before the actual transaction processing. The image recognition and data extraction are performed in advance, so when the transaction needs to be executed, the parameters are already prepared and available for immediate use, significantly reducing processing time.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent substitutes manual data entry operations with automated image recognition and OCR systems. The camera captures parameter information visually, and computational algorithms automatically extract and structure the data, replacing the time-consuming manual typing process with rapid automated processing.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Reliability

If manual input interfaces are used, then device simplicity is maintained, but reliability deteriorates due to input errors

Engineering Contradiction:
Improveaccuracy of transaction parametersVSAvoiduser input burden
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The patent replaces manual input operations with automated optical recognition and image processing systems. The camera captures parameter data visually, and OCR algorithms automatically convert the visual information into structured data, eliminating manual typing errors and improving accuracy through automated extraction and validation processes.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system incorporates feedback mechanisms where the recognized parameter data is displayed to users for verification before submission. This allows users to review and correct any recognition errors, ensuring high accuracy while maintaining ease of operation through automated preprocessing and error reduction.

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS8762276B2Method and apparatus for utilizing recognition data in conducting transactions
Publication Date: 2014.06.24 NOKIA TECHNOLOGIES OY
  • US8762276B2 patent drawing
  • US8762276B2 patent drawing
  • US8762276B2 patent drawing

AI summary

An approach is provided for utilizing recognition data in conducting service transactions.