Bio-sample Collection Kit with Integrated Biometric Authentication
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Solution Overview
Problem
Current insurance risk assessment methods rely on manual identity authentication and biomarker analysis, which can be inefficient and prone to errors, especially when individuals collect their own bio-samples for insurance coverage.
Innovation Solution
A computerized method and system that uses bio-sample collection kits equipped with identity authentication mechanisms, such as fingerprint or DNA sensors, to automatically associate bio-samples with individuals, and generates insurance risk data based on biomarker information analyzed from these samples.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Productivity
If manual identity authentication and biomarker analysis are used, then the process can be performed with simple equipment, but the efficiency is low and errors are prone to occur
Solution Approach 1:
The system enables individuals to autonomously collect their own bio-samples using portable collection kits, eliminating the need for health care providers to physically obtain samples. The automated identity authentication and biomarker analysis systems also operate independently without manual intervention, significantly improving processing efficiency while reducing human error
Solution Approach 2:
Manual identity authentication is replaced with automated biometric authentication systems (fingerprint, facial recognition, or DNA analysis). Physical sample collection by health care providers is replaced with self-collection kits that include integrated authentication mechanisms. Biomarker analysis is automated through laboratory systems that directly process samples without manual handling
2Measurement precision
If automated identity authentication is implemented, then accuracy of identity association is improved, but device complexity increases
Solution Approach 1:
The identity authentication mechanism is merged with the bio-sample collection kit itself. The authentication component (fingerprint sensor, facial recognition camera, or DNA sampling mechanism) is integrated into the portable collection device, allowing automated verification to occur at the point of sample collection without requiring separate authentication systems
Solution Approach 2:
The bio-sample collection kit serves multiple functions: it acts as both the authentication device and the sample collection device. The same device that verifies identity also collects and preserves the bio-sample, eliminating the need for separate authentication equipment and reducing overall system complexity
3Reliability
If health care providers manually obtain and authenticate samples, then identity association can be established, but the process is time-consuming and error-prone
Solution Approach 1:
Identity authentication is performed at the moment of sample collection rather than afterward. The system verifies identity before the sample is obtained, ensuring correct association from the start and eliminating subsequent verification steps. This preliminary authentication prevents errors and reduces overall processing time
Solution Approach 2:
The system provides immediate feedback during the authentication process, confirming identity verification and sample collection status in real-time. This automated feedback mechanism ensures data accuracy by immediately identifying and correcting any authentication or collection errors, eliminating the need for manual review and reducing processing time
Data Source
AI summary
The present disclosure generally relates to bio-sample, such as a dried blood spot (DBS) sample, a breath sample, an endothelial sample, saliva sample, etc., collection kits and identity authenticating mechanisms for the sample donors. The present disclosure further relates to systems and methods for generating biomarker data using bio-sample analysis information and authenticating information. The biomarker data may be used to determine an insurance score.