Blockchain Risk Data Sharing Across Service Platforms
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Solution Overview
Problem
Current service processing platforms for risk management are independent, leading to inefficiencies due to the inability to share data, resulting in users having to repeat operations across different platforms, thereby increasing processing time and reducing efficiency.
Innovation Solution
Implementing a blockchain-based system that allows service processing platforms to share risk assessment data and authenticate requests, enabling permission-based processing and result feedback, thus eliminating the need for redundant data uploads and assessments.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If service processing platforms operate independently, then each platform maintains data security and autonomy, but data sharing between platforms is prevented, leading to redundant operations and increased processing time
Solution Approach 1:
The patent introduces a blockchain system as an intermediary layer between independent service processing platforms. The blockchain serves as a decentralized mediator that enables secure data sharing and cross-platform authentication without compromising the autonomy of individual platforms. Through smart contracts deployed on the blockchain, platforms can verify user identities and share risk assessment data efficiently, eliminating redundant operations while maintaining data security.
2Productivity
If service processing platforms share data through traditional centralized systems, then data sharing efficiency improves, but system complexity and security risks increase
Solution Approach 1:
The patent replaces traditional centralized data sharing mechanisms with a blockchain-based decentralized system. Instead of relying on complex centralized servers and trust-based architectures, the system uses cryptographic protocols and distributed consensus mechanisms inherent to blockchain technology. This substitution simplifies the overall system architecture by eliminating the need for complex intermediary systems while enhancing security through cryptographic verification.
3Loss of information
If users perform risk assessment on each platform independently, then data privacy is protected, but service processing efficiency decreases due to repeated operations
Solution Approach 1:
The patent segments the risk assessment process into two distinct parts: (1) User identity and personal information verification, which is performed once and stored on the blockchain; and (2) Platform-specific risk assessment, which uses the verified identity to access relevant data. This segmentation allows users to maintain privacy while enabling platforms to efficiently retrieve previously verified information, eliminating redundant personal data collection and processing.
Solution Approach 2:
The patent implements preliminary identity verification and registration on the blockchain before users access specific service platforms. Users complete their identity setup and risk assessment preferences in advance, and this information is stored on the decentralized blockchain. When users access any participating platform, the preliminary verification results are already available, eliminating the need to repeat personal information submission and basic verification processes.
Data Source
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AI summary
Embodiments of the present specification provide blockchain-based service processing methods, apparatuses, devices, and storage media. The methods include the following: A first service processing platform receives a service processing request related to risk assessment sent by a first user. The first service processing platform is one of a plurality of service processing platforms that access a blockchain, and risk assessment data of a user is shared between the plurality of service processing platforms based on the blockchain. If service processing that is related to risk assessment and that is corresponding to the service processing request involves another service processing platform in the plurality of service processing platforms that access the blockchain, it is determined, by using an authorization management platform that accesses the blockchain, whether the service processing request has permission to be executed. If yes, the service processing request is processed by using the blockchain, and service processing result information is fed back to the first user.