Contextual Browser Notifications for Real-Time Account Monitoring

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Solution Overview

Problem

Conventional web browsers lack the capability to provide real-time, user-specific notifications on the effects of page actions on account data, requiring users to separately monitor account changes after interactions, which is burdensome and limits predictive information.

Innovation Solution

A system and method that configures web browsers to generate contextual notifications based on detected page actions, historical transactions data, and resource allocation data, allowing real-time monitoring of page actions and their effects on account data within the browser interface.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If web browsers display only explicitly programmed information, then the browser maintains simplicity and reliability, but the user experience lacks customization and real-time contextual awareness

Engineering Contradiction:

Improvecustomized information presentationVSAvoidbrowser functionality

Core Design Contradiction:

Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent introduces a notification system that acts as an intermediary between the web page content and the user. This notification system retrieves account data, detects page actions, and generates contextual notifications without fundamentally altering the browser's core rendering function. The notification component mediates between the static browser display and the dynamic need for personalized information, resolving the contradiction by adding adaptability through a separate modular layer.

Inventive Principle:

Principle #24Intermediary (Mediator)

2Loss of time

If users separately monitor account changes, then account data accuracy is maintained, but user time and operational efficiency are reduced

Engineering Contradiction:

Improvetime for monitoring account changesVSAvoidaccount data monitoring accuracy

Core Design Contradiction:

Loss of timeVSReliability

Solution Approach 1:

The patent implements a feedback mechanism where the notification system continuously monitors both page actions and account data changes, then provides real-time feedback to the user through contextual notifications. This automated feedback loop eliminates the need for users to manually monitor account changes while maintaining accurate, real-time information about account status and the impact of their actions, thereby reducing time loss without compromising reliability.

Inventive Principle:

Principle #23Feedback

Solution Approach 2:

The notification system performs preliminary actions by proactively detecting page actions and predicting their impact on account data before the user needs to check. The system retrieves account data and prepares notifications in advance, so when users interact with web pages, they immediately receive relevant information about account changes without having to initiate separate monitoring actions.

Inventive Principle:

Principle #10Preliminary action

3Loss of information

If web browsers provide no predictive information, then the system maintains simplicity, but users lack contextual awareness and decision-making support

Engineering Contradiction:

Improvepredictive information about account changesVSAvoidinformation processing capability

Core Design Contradiction:

Loss of informationVSDevice complexity

Solution Approach 1:

Inventive Principle:

Principle #10Preliminary action

Data Source

PatentUS20230385829A1Methods for providing contextual notifications in a web browser session

Publication Date: 2023.11.30 THE TORONTO DOMINION BANK

AI summary

A computer-implemented method is disclosed. The method includes: receiving, via a browser application on a computing device, a request to retrieve a first web page from a web server; determining that the first web page is associated with a first merchant; in response to determining that the first web page is associated with the first merchant: obtaining historical transactions data of a resource account associated with the computing device; determining a first allocation of resources associated with the resource account; detecting a user action in the browser application for interacting with the web page; in response to detecting the user action in the browser application: identifying at least one product associated with the merchant based on the detected user action; generating a notification associated with the identified at least one product based on the historical transactions data of the resource account and the first allocation of resources; and providing, to the computing device for display in the browser application, the generated notification.