Browser Extension Capturing Vehicle Data for Insurance Quotes

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Solution Overview

Problem

The manual process of transferring vehicle information from one webpage to another for generating insurance rate quotes is prone to errors and is time-consuming, especially on mobile devices, leading to incorrect quotes and increased effort.

Innovation Solution

A browser extension that automatically captures vehicle information from webpages and passes it to a program application to generate insurance rate quotes, reducing the need for manual data entry and minimizing errors.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If manual data transfer is used to obtain insurance rate quotes, then users can get insurance information, but the process is time-consuming and error-prone

Engineering Contradiction:
Improveaccuracy of vehicle information transferVSAvoidtime required for manual data entry
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

A browser extension acts as an intermediary between the vehicle information webpage and the insurance quote application. The extension automatically captures vehicle details from the webpage and transfers them to the insurance application, eliminating manual data entry and reducing errors while saving time.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system enables self-service by allowing the webpage to automatically provide its own vehicle information data to the insurance application. The data transfer happens autonomously without requiring user intervention for copying or pasting information.

Inventive Principle:
Principle #25Self-service

2Productivity

If manual data transfer is used, then users can obtain insurance quotes, but mistakes may be made resulting in incorrect quotes

Engineering Contradiction:
Improvespeed of obtaining insurance quoteVSAvoidaccuracy of vehicle information
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The browser extension serves as a reliable intermediary that systematically extracts and transfers vehicle information data from the webpage to the insurance application, ensuring accurate and complete data transfer without manual errors while maintaining fast processing speed.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system creates an automatic digital copy of the vehicle information from the webpage and transfers it to the insurance application. This copying process is automated and precise, eliminating transcription errors that occur with manual data entry.

Inventive Principle:
Principle #26Copying

3Adaptability or versatility

If manual data transfer is used for multiple vehicles, then users can compare quotes, but the process becomes increasingly time-consuming

Engineering Contradiction:
Improveability to compare multiple vehicle quotesVSAvoidtime required for processing multiple vehicles
Core Design Contradiction:
Adaptability or versatilityVSLoss of time

Solution Approach 1:

The browser extension enables continuous automated data transfer for multiple vehicles. Once configured, the system continuously captures and transfers vehicle information for each vehicle on the webpage, allowing users to quickly compare insurance quotes for multiple vehicles without repetitive manual data entry.

Inventive Principle:
Principle #20Continuity of useful action

Data Source

PatentUS11373250B2Browser extension for capturing vehicle information from webpage for generating insurance rate quote
Publication Date: 2022.06.28 STATE FARM MUTAL AUTOMOBILE INSURANCE COMPANY
  • US11373250B2 patent drawing
  • US11373250B2 patent drawing
  • US11373250B2 patent drawing

AI summary

A browser extension for facilitating a user of a mobile device obtaining an insurance rate quote for a vehicle (or other property, real or personal) from an insurance provider, wherein vehicle information identifying the vehicle is provided on a webpage. The browser extension searches the webpage for vehicle information identifying one or more vehicles. The user is prompted to select the vehicle(s) for which the insurance rate quote is desired from a list of the vehicles is found on the webpage. The browser extension passes the vehicle information for the selected vehicle to a program application. The program application obtains user information useful for generating the insurance rate quote. Based upon the vehicle information and the user information, the program application generates and displays for the user the insurance rate quote for the vehicle. Additionally, the user may be similarly offered a loan and/or an extended warranty for the vehicle.