Browser Extension Authentication for Contactless Card Web Access

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Existing authentication processes for contactless cards are limited to specific applications, restricting access to certain portals and functions due to technological incompatibilities and resource access limitations of web-browsers on computing devices.

Innovation Solution

A computer-implemented method using a web-browser's extension to facilitate short-range wireless communication with a contactless card, enabling authentication and resource access by triggering a predetermined computer program to scan a cryptogram and transmit a response to an enterprise server, allowing operations to be completed through the web-browser without requiring additional dedicated applications.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If contactless card authentication is implemented using traditional application-based methods, then authentication security is maintained, but access is restricted to specific applications and portals

Engineering Contradiction:
Improveaccess to portals and functionsVSAvoidnumber of applications required
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent implements a universal authentication mechanism where a single web-browser extension can authenticate contactless cards across multiple different web portals and functions. The extension acts as a multi-functional bridge, allowing the same authentication hardware (contactless card reader) to work with various authentication servers and web applications without requiring separate dedicated applications for each portal.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Ease of operation

If web-browsers are used for contactless card authentication, then ease of operation is improved, but technological incompatibilities and resource access limitations occur

Engineering Contradiction:
Improveuser convenienceVSAvoidauthentication reliability
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The patent introduces a web-browser extension as an intermediary component that mediates between the web-browser environment and the contactless card authentication system. This extension acts as a bridge, translating web-browser requests into authentication protocols that the contactless card reader can execute, while also translating authentication responses back into web-compatible formats. This intermediary layer resolves the technological incompatibility between standard web-browsers and specialized authentication hardware.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Adaptability or versatility

If multiple dedicated applications are deployed for different authentication functions, then authentication coverage is improved, but device complexity and resource consumption increase

Engineering Contradiction:
Improveauthentication coverageVSAvoidnumber of applications
Core Design Contradiction:
Adaptability or versatilityVSQuantity of substance

Solution Approach 1:

The patent consolidates multiple authentication functions into a single web-browser extension that can handle various authentication protocols and communicate with different authentication servers. This universal extension replaces the need for multiple dedicated applications, as it can adapt to different authentication requirements through configuration rather than requiring separate software installations for each authentication scenario.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Enables seamless authentication and resource access for contactless cards via web-browsers, reducing the need for multiple applications and enhancing security by utilizing the web-browser's resources, thus improving user efficiency and security.

Implementation Method 1

Contactless cards are based on radio-frequency identification (RFID) technology that may be embedded into credit cards, identification cards, and other smart cards.

Methodology Applied
Scientific EffectRadio-frequency identification (RFID):

Data Source

PatentUS20250286720A1Contactless card-based authentication via web-browser
Publication Date: 2025.09.11 CAPITAL ONE SERVICES LLC
  • US20250286720A1 patent drawing
  • US20250286720A1 patent drawing
  • US20250286720A1 patent drawing

AI summary

A computer-implemented method to enable short-range wireless communication via a webpage on a computing device includes receiving, via a web-browser executing on the computing device, from the webpage, a first request to execute a computer-executable instruction, the computer-executable instruction requests data from an enterprise server. The method also includes triggering, in response to a second request from the enterprise server to authenticate the first request, the web-browser to execute a predetermined computer program. The method also includes scanning, by the predetermined computer program a cryptogram from a contactless card to authenticate the cryptogram and cause the enterprise server to send the data. The method also includes executing, via the web-browser, the computer-executable instruction from the first request in response to receiving the data sent by the enterprise server.