Browser Extension for Pre-Authorizing Future Purchases

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Solution Overview

Problem

Current computer-based systems lack the capability to efficiently manage user accounts for pre-authorizing and executing future purchase transactions for items not yet available for sale, requiring manual intervention and lacking automated search and purchase functionality.

Innovation Solution

A computer-implemented method and system that provides an online portal enabling users to pre-authorize purchases for items not yet available, automatically searching for electronic sources and executing transactions on the future date of availability, utilizing a browser extension application to navigate and complete purchases securely.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If manual intervention is used for future purchase transactions, then user control and security are maintained, but transaction efficiency and automation are reduced

Engineering Contradiction:
Improvetransaction efficiencyVSAvoidmanual intervention requirement
Core Design Contradiction:
ProductivityVSExtent of automation

Solution Approach 1:

The system performs preliminary actions by allowing users to pre-authorize future purchases and have the system automatically search for and execute transactions when items become available. The browser extension proactively monitors for item availability and executes pre-planned purchases without requiring manual intervention at the time of purchase, thereby improving transaction efficiency while maintaining user control through pre-established authorization.

Inventive Principle:
Principle #10Preliminary action

2Productivity

If automated search and purchase execution is implemented, then transaction efficiency is improved, but system complexity increases

Engineering Contradiction:
Improvetransaction efficiencyVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent introduces a browser extension as an intermediary component that bridges the user's existing browser and the purchase execution system. This extension handles the automated search and transaction execution by leveraging the browser's existing infrastructure for navigation and communication, thereby implementing automated transactions without significantly increasing overall system complexity. The extension acts as a mediator between the user's pre-authorization and the actual purchase execution.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The browser extension leverages the universal capabilities of web browsers for navigation, communication, and transaction execution, rather than requiring a dedicated complex system. By using the browser's existing multi-functional architecture, the system achieves automated purchase execution without proportionally increasing complexity, as the same browser infrastructure serves multiple purposes including display, communication, and transaction processing.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Reliability

If virtual credentials are used for secure transactions, then user protection is enhanced, but ease of operation may be reduced

Engineering Contradiction:
Improveuser protectionVSAvoidoperation simplicity
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system implements self-service by having the browser extension automatically handle the complexities of virtual credential generation, selection, and execution without requiring users to manually configure or understand the security mechanisms. Users simply pre-authorize purchases through intuitive interfaces, and the system automatically manages the virtual credentials and transaction execution, thereby enhancing user protection while maintaining ease of operation through automation.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS20250022026A1Computer-Based Platforms or Systems, Computing Devices or Components and/or Computing Methods for Technological Applications Involving Provision of a Portal for Managing a User Account Including an Interactive GUI Having Functionality for Pre-Authorizing Future
Publication Date: 2025.01.16 CAPITAL ONE SERVICES LLC
  • US20250022026A1 patent drawing
  • US20250022026A1 patent drawing
  • US20250022026A1 patent drawing

AI summary

Systems and methods involving a computer-implemented portal that enables a user to pre-authorize purchase of items not yet available for sale are disclosed. In one embodiment, an exemplary method may comprise: providing an online portal that enables a user to manage a financial account; executing a first routine of the portal including interactive functionality enabling the user to specify and pre-authorize purchase of an item that is not yet available for sale; searching to determine at least one electronic source at which the item can be purchased when it becomes available for purchase; and executing a purchase transaction at the future date/time when the item is released for sale, to purchase the item for the user.