Browser Tool Detecting Exact Checkout Totals for Gift Card Funding

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Users face challenges in online transactions as they often cannot purchase digital gift cards for exact amounts, leading to either not maximizing savings or having leftover value, due to transaction totals being odd amounts and gift cards being sold in incremental values.

Innovation Solution

A browser tool and application that monitors webpage elements in the DOM tree hierarchy to detect final checkout data, allowing for the purchase of exact amount digital gift cards by integrating with online transaction processors and merchant systems to provide discounted gift card options.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of manufacture

If gift cards are sold in specific incremental amounts (e.g., $5, $10, $25, $50, $100), then gift card purchase is simple and standardized, but the purchaser cannot purchase gift cards for the exact amount of the transaction total, leading to either not maximizing savings or having leftover value

Engineering Contradiction:
Improvegift card purchase simplicityVSAvoidgift card amount precision
Core Design Contradiction:
Ease of manufactureVSMeasurement precision

Solution Approach 1:

The system dynamically adjusts the gift card amount from fixed incremental values to a flexible exact amount that precisely matches the transaction total. The browser tool monitors the checkout process in real-time and calculates the precise gift card value needed, transforming the static gift card amount into a dynamic value that adapts to each transaction's specific requirements.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The invention changes the parameter of gift card amount from discrete incremental values to a continuous variable that can take any value up to the transaction total. By modifying this parameter, the system enables exact amount matching while maintaining the simplicity of automated purchase through the browser tool.

Inventive Principle:
Principle #35Parameter changes

2Productivity

If the system provides automated gift card purchase recommendations, then the transaction processing efficiency is improved, but the system complexity increases due to webpage element monitoring and detection requirements

Engineering Contradiction:
Improvetransaction processing efficiencyVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The browser tool autonomously monitors webpage elements, detects the final transaction total, and automatically provides gift card purchase recommendations without requiring additional user input or complex system infrastructure. The tool serves itself by leveraging the existing webpage structure and data already present during the checkout process.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The browser tool acts as an intermediary between the user and the complex tasks of monitoring webpage elements and calculating optimal gift card amounts. It simplifies the user's interaction by handling the complexity in the background while maintaining a simple user interface that only requires basic user actions.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Measurement precision

If the browser tool monitors webpage elements in the DOM tree hierarchy to detect final checkout data, then the exact amount gift card purchase is enabled, but the detection complexity and processing time increase

Engineering Contradiction:
Improvecheckout total detection accuracyVSAvoiddetection processing time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The browser tool is pre-configured with knowledge of the DOM tree structure and the specific webpage elements that contain the final checkout total. This preliminary preparation allows the tool to directly monitor and detect the relevant data without performing exhaustive searches, significantly reducing detection time while maintaining high accuracy.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

Instead of monitoring the entire DOM tree uniformly, the browser tool focuses its monitoring efforts on specific local elements within the DOM hierarchy that are most likely to contain the final checkout total. This targeted approach reduces the overall detection complexity and processing time while maintaining detection accuracy.

Inventive Principle:
Principle #3Local quality

Data Source

PatentUS12254469B2Browser tool and application for providing an exact amount transaction funding source
Publication Date: 2025.03.18 PAYPAL INC
  • US12254469B2 patent drawing
  • US12254469B2 patent drawing
  • US12254469B2 patent drawing

AI summary

There are provided systems and methods for a browser tool and application for providing an exact amount transaction funding source or gift card. A digital gift card may be generated for an exact amount by detecting a checkout total is finalized on a merchant website having a checkout process. This may be done using a computing script that parses a DOM tree for the website and identifies webpage elements to monitor. By monitoring the webpage elements, a checkout total may be detected. This may occur by detecting when input and elements are finalized and present within one or more webpage fields, such as by monitoring HTML or XML code snippets A gift card network may be used to offer an exact amount gift card to a user to be used for full payment of the transaction.