Card Carrier with Aligned Windows for Secure Address Verification

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Solution Overview

Problem

Existing card delivery systems face challenges in securely and accurately providing card objects with sensitive financial data, as separate addresses can lead to errors and exposure of recipient information during mailing.

Innovation Solution

A card carrier system comprising a presentation substrate with a pocket layer and a notification carrier, where the card recipient's address is printed on the notification carrier and visible through multiple windows, ensuring the address and card object data are viewable without separate external addresses, thus simplifying quality checks and reducing errors.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If separate addresses are used for card object and notification carrier, then delivery flexibility is improved, but error rate and information exposure risk increase

Engineering Contradiction:

Improvedelivery flexibilityVSAvoiddelivery accuracy

Core Design Contradiction:

Adaptability or versatilityVSReliability

Solution Approach 1:

The patent combines the card recipient address directly on the notification carrier with the card object, eliminating separate address components. This merging ensures that the address visible through the presentation substrate window is the same address used for delivery, preventing mismatches between card and notification addresses while maintaining delivery flexibility.

Inventive Principle:

Principle #5Merging (Combining)

2Loss of information

If multiple address components are used, then information completeness is improved, but quality check complexity increases

Engineering Contradiction:

Improveinformation completenessVSAvoidquality check complexity

Core Design Contradiction:

Loss of informationVSDevice complexity

Solution Approach 1:

The patent extracts the address information from separate components and consolidates it onto the notification carrier only. By removing redundant address components, the system maintains complete address information while significantly simplifying quality checks, as there is now only one address to verify against the card recipient data.

Inventive Principle:

Principle #2Taking out (Extraction)

3Object-affected harmful factors

If address is printed on external carrier only, then security is improved, but verification accuracy decreases

Engineering Contradiction:

Improveinformation securityVSAvoidverification accuracy

Core Design Contradiction:

Object-affected harmful factorsVSMeasurement precision

Solution Approach 1:

The patent introduces the presentation substrate with its address window as an intermediary between the external carrier and the notification carrier. This intermediary allows the address on the notification carrier to be visible and verifiable through the presentation substrate window, enabling accurate verification while maintaining security by not exposing sensitive data on external surfaces.

Inventive Principle:

Principle #24Intermediary (Mediator)

Data Source

PatentUS11673715B1Card object carrier

Publication Date: 2023.06.13 WELLS FARGO BANK NA

AI summary

A card carrier includes a presentation substrate, a pocket layer connected to an interior side of the presentation substrate, and a notification carrier configured to fit within a receiving pocket. The presentation substrate defines a presentation address window. The receiving pocket is defined by the pocket layer and the presentation substrate. The pocket layer defines an interior display window configured for displaying card object data and is connected to the presentation substrate such that the interior display window is positioned in a top half of the presentation substrate. When the notification carrier is positioned within the receiving pocket, an address on the notification carrier is visible through the presentation address window.