Card Processor Magnetic Field Generator Skimming Defense

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Solution Overview

Problem

Existing card processors are insufficient in preventing magnetic data theft by skimming devices, particularly those using differential heads, as they cannot effectively balance the outputs of read and dummy heads due to variations in parts and positioning, leading to incomplete noise cancellation.

Innovation Solution

A card processor with a magnetic field generator that produces a combined magnetic field with varying frequencies and intensities outside the insertion slot, making it impossible for skimming devices to adjust their balance, thereby superimposing noise on the read signal and preventing data theft.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If a single-frequency disturbing magnetic field is generated to prevent skimming, then the basic security measure is implemented, but skimming devices with differential heads can still balance their outputs and read data successfully

Engineering Contradiction:
Improvesecurity against skimmingVSAvoideffectiveness of disturbing magnetic field
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent applies parameter changes by varying the frequency of the disturbing magnetic field over time. Instead of using a single fixed frequency, the system dynamically adjusts the frequency parameter to prevent differential heads from achieving balance, thereby maintaining security effectiveness against skimming devices

Inventive Principle:
Principle #35Parameter changes

Solution Approach 2:

The patent implements dynamics by making the disturbing magnetic field frequency time-dependent. The frequency changes dynamically during the card reading process, preventing skimming devices from using fixed-frequency balance adjustment to cancel the disturbing field

Inventive Principle:
Principle #15Dynamics

2Reliability

If multiple radiation sources with different frequencies are used to prevent differential head balance adjustment, then security against skimming is enhanced, but the device complexity increases

Engineering Contradiction:
Improvesecurity against differential head skimmingVSAvoidmagnetic field generator structure
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent applies segmentation by dividing the magnetic field generation function into multiple independent radiation sources, each operating at different frequencies. This modular approach allows the system to generate complex disturbing fields while maintaining manageable complexity through standardized components

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent implements multi-functionality by using multiple radiation sources that can operate independently at different frequencies. These sources serve both the function of generating disturbing fields for security and the function of adapting to different skimming device configurations, making the system universally effective

Inventive Principle:
Principle #6Universality (Multi-functionality)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

The solution substantially prevents magnetic data theft from skimming devices, enhancing security by ensuring that even differential heads cannot read data without being influenced by the external magnetic field, thus protecting the magnetic data recorded in cards.

Implementation Method 1

a disturbing magnetic field generator having an iron core wound thereon by a coil is provided in the vicinity of a magnetic card insertion slot to generate a magnetic field (disturbing magnetic field) outside of the insertion slot

Methodology Applied
Scientific EffectElectromagnetic induction: Electromagnetic Induction

Implementation Method 2

a magnetic head for reading out magnetic data recorded in a magnetic card

Methodology Applied
Scientific EffectElectromagnetic induction: Electromagnetic Induction

Data Source

PatentEP1798662B1Card processor
Publication Date: 2009.01.14 HITACHI OMRON TERMINAL SOLUTIONS CORP
  • EP1798662B1 patent drawingFigure 1~2
  • EP1798662B1 patent drawingFigure 3~4
  • EP1798662B1 patent drawingFigure 5~8

AI summary

A card processor (1) which can substantially reliably prevent magnetic data recorded in a magnetic card (10) and can remarkably enhance security. In the card processor (1), two radiation sources (31, 32) radiate disturbing magnetic fields outside of an insertion slot (11). A disturbing magnetic field (H1) radiated from one radiation source (31) and a disturbing magnetic field (H2) radiated from the other radiation source (32) have different frequencies and intensities. Accordingly, even when a differential head (51) is located at such a position as to be influenced by the disturbing magnetic fields (H1, H2), it is substantially impossible to attain such balance adjustment as to eliminate the influences of the disturbing magnetic fields (H1, H2).