Supplemental Card Request Routing for Multi-Processor Data Centers

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Solution Overview

Problem

Data centers face limitations in processing multiple types of card processors, leading to resource constraints and inefficiencies, particularly during mergers or system transitions.

Innovation Solution

A supplemental computing system is introduced to handle additional card processors, performing servicing tasks and transforming requests to meet specific processor requirements, thereby alleviating the data center's processing load.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If a data center services multiple types of card processors directly, then the variety of card processors that can be processed increases, but the data center resources become limited and processing efficiency decreases

Engineering Contradiction:
Improvevariety of card processorsVSAvoidprocessing efficiency
Core Design Contradiction:
Adaptability or versatilityVSProductivity

Solution Approach 1:

The system segments card processor servicing into two distinct groups: primary card processors serviced directly by the data center, and secondary card processors serviced through a supplemental computing system. This segmentation allows the data center to maintain high processing efficiency for primary processors while still supporting a broader variety of card processors through the supplemental system, thereby resolving the contradiction between versatility and productivity.

Inventive Principle:
Principle #1Segmentation

2Adaptability or versatility

If a data center processes more card processors, then the service coverage increases, but the data center resources become constrained

Engineering Contradiction:
Improveservice coverageVSAvoiddata center resources
Core Design Contradiction:
Adaptability or versatilityVSQuantity of substance

Solution Approach 1:

A supplemental computing system is introduced as an intermediary between the data center and secondary card processors. This intermediary handles the resource-intensive tasks of servicing diverse card processors, allowing the data center to expand service coverage without proportionally increasing its own resource consumption. The supplemental system acts as a buffer that enables broader coverage while preserving data center resources.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Adaptability or versatility

If the data center performs all servicing tasks for multiple card processors, then comprehensive service is provided, but processing power is consumed that could be used for other tasks

Engineering Contradiction:
Improvecomprehensive serviceVSAvoidprocessing power consumption
Core Design Contradiction:
Adaptability or versatilityVSUse of energy by moving object

Solution Approach 1:

The servicing tasks are segmented and distributed between the data center and supplemental computing system based on processor type. The data center focuses on primary card processors requiring minimal resource consumption, while the supplemental system handles secondary card processors. This segmentation enables comprehensive service coverage while optimizing processing power usage, as each system operates within its resource capacity.

Inventive Principle:
Principle #1Segmentation

4Adaptability or versatility

If the data center handles diverse card processor types, then the types of card processors serviced increase, but resource limitations are reached

Engineering Contradiction:
Improvetypes of card processors servicedVSAvoiddata center complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The supplemental computing system serves as an intermediary that absorbs the complexity of handling diverse card processor types. It implements the necessary adaptations and transformations for different processor formats, allowing the data center to support multiple card processor types without proportionally increasing its own complexity. The supplemental system encapsulates the complexity management functions.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS12625703B2Multi-card processor access framework
Publication Date: 2026.05.12 TRUIST BANK
  • US12625703B2 patent drawing
  • US12625703B2 patent drawing
  • US12625703B2 patent drawing

AI summary

A supplemental computing system can provide card services while saving processing power of a data center for other tasks. For example, the supplemental computing system described herein can include a processor and a memory that includes instructions that are executable by the processor to perform operations. The operations can include receiving a first subset of card requests. The operations can further include performing at least one servicing task to a card request resulting in an altered card request. Additionally, the operations can include selecting, for each altered card request in the first subset, a secondary card processor from at least one secondary card processor. The operations can also include transforming the altered card request into a secondary card processor specific card request suitable for the selected secondary card processor. The operations can include submitting the secondary card processor specific card request to the selected secondary card processor.