Cashless Payment Terminal Using Optical Recognition for Automatic Amount Extraction

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Solution Overview

Problem

Conventional cashless payment systems require users to perform cumbersome operations, such as inputting and correcting payment amounts, which are inconvenient and time-consuming, especially in scenarios with varying product prices, and lack adaptability between manned and unmanned stores.

Innovation Solution

A cashless payment system utilizing an information terminal with a camera that photographs a QR code containing payment destination information and a displayed purchase amount, automatically processing the payment after recognizing these elements, thereby eliminating the need for user input and simplifying the payment process across different store attributes.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of manufacture

If the user scanning method with fixed QR code is used, then the introduction cost is low, but the user must perform manual input and correction operations for payment amount

Engineering Contradiction:
Improveintroduction costVSAvoiduser operation
Core Design Contradiction:
Ease of manufactureVSEase of operation

Solution Approach 1:

The system enables automatic payment processing by having the terminal device capture images of both the QR code and price information display, then automatically extract and process the payment amount without requiring user input or correction operations

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The manual mechanical operation of typing and correcting payment amounts is replaced by an automated optical recognition system that uses image capture and processing to automatically obtain price information from the display

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Ease of operation

If the store scanning method is used, then the payment processing is automated, but the introduction cost of equipment on the store side increases

Engineering Contradiction:
Improvepayment processingVSAvoidequipment cost
Core Design Contradiction:
Ease of operationVSEase of manufacture

Solution Approach 1:

Instead of requiring expensive store-side scanning equipment, the system uses the terminal device's camera to capture images of the QR code and price display, creating a visual copy of the information that can be processed without specialized hardware

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The terminal device performs multiple functions including camera capture, image processing, QR code reading, and payment processing, eliminating the need for dedicated store-side scanning equipment by making the terminal device universal for these tasks

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Adaptability or versatility

If manual input operation is required for payment amount, then the system can handle various payment scenarios, but the payment time and user convenience are reduced

Engineering Contradiction:
Improvepayment scenario adaptabilityVSAvoidpayment time
Core Design Contradiction:
Adaptability or versatilityVSLoss of time

Solution Approach 1:

The system performs preliminary capture of the price information display image before the payment process, so that the payment amount is already extracted and ready for processing, eliminating the need for manual input during the payment transaction

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system continuously captures and processes the price information from the display throughout the interaction, ensuring that the payment amount is always available and ready for immediate processing without interruptions for manual input

Inventive Principle:
Principle #20Continuity of useful action

Data Source

PatentUS20240265370A1Cashless payment system and information terminal
Publication Date: 2024.08.08 MAXELL LTD
  • US20240265370A1 patent drawing
  • US20240265370A1 patent drawing
  • US20240265370A1 patent drawing

AI summary

A technique in which with respect to cashless payment technique, suitable cashless payment can be carried out with less operation by a user who is a purchaser is provided. An information terminal is configured to: photograph, by a camera, a code of payment destination information posted by a store and a payment amount corresponding to a purchase amount of a product or service on a basis of an operation of a user; issue a payment command in a case where both payment destination information and the payment amount are recognized on a basis of a photographed image, the payment command including the payment destination information and the payment amount; and transmit the payment command to a server to cause the server to execute the cashless payment processing.