Cashless Transaction Device Dynamic Brand Data Extraction

Solution Overview

Problem

Existing transaction processing devices require maintaining brand-specific information in data tables to facilitate cashless settlements, which is labor-intensive and time-consuming, especially when new settlement brands or server specifications change.

Innovation Solution

A cashless transaction processing device that connects to a settlement server via a communication interface, sends payment notifications, detects brand and message data in payment result data, edits output data to incorporate this information, and outputs it to displays or printers, eliminating the need for brand-specific data tables.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If brand-specific information is stored in data tables for cashless settlement processing, then the device can process multiple settlement brands, but maintenance and updates become labor-intensive and time-consuming

Engineering Contradiction:

Improveability to process multiple settlement brandsVSAvoidtime required for maintenance and updates

Core Design Contradiction:

Adaptability or versatilityVSLoss of time

Solution Approach 1:

The patent extracts brand-specific information from the transaction processing device and places it in the settlement server. The POS terminal no longer stores brand-specific data tables but instead receives and processes standardized payment result data from the settlement server, which contains all brand-specific information. This extraction eliminates the need for maintenance of brand-specific data tables at the POS level.

Inventive Principle:

Principle #2Taking out (Extraction)

Solution Approach 2:

The settlement server acts as an intermediary between the POS terminal and the various settlement brands. It receives payment notifications from the POS, processes them according to brand-specific rules, and returns standardized payment result data. This intermediary handles all brand-specific logic centrally, allowing the POS to maintain simplicity without losing versatility.

Inventive Principle:

Principle #24Intermediary (Mediator)

2Adaptability or versatility

If brand-specific information is stored in data tables, then the device can process multiple settlement brands, but effort and time are required for maintenance when new brands or server specifications change

Engineering Contradiction:

Improveability to process multiple settlement brandsVSAvoidease of maintaining and updating the device

Core Design Contradiction:

Adaptability or versatilityVSEase of manufacture

Solution Approach 1:

The patent extracts brand-specific information from the transaction processing device and places it in the settlement server. The POS terminal no longer stores brand-specific data tables but instead receives and processes standardized payment result data from the settlement server, which contains all brand-specific information. This extraction eliminates the need for maintenance of brand-specific data tables at the POS level.

Inventive Principle:

Principle #2Taking out (Extraction)

Solution Approach 2:

The patent creates a universal payment result data format that the settlement server uses to communicate with the POS terminal. This standardized format handles multiple settlement brands through a single interface, allowing the POS to maintain a simple, universal structure that works for all brands without requiring brand-specific customization or maintenance.

Inventive Principle:

Principle #6Universality (Multi-functionality)

3Adaptability or versatility

If the device retains brand information in data tables, then it can process cashless settlement data, but the device complexity increases

Engineering Contradiction:

Improveability to process cashless settlementVSAvoidcomplexity of data table maintenance

Core Design Contradiction:

Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent extracts brand-specific information from the transaction processing device and places it in the settlement server. The POS terminal no longer stores brand-specific data tables but instead receives and processes standardized payment result data from the settlement server, which contains all brand-specific information. This extraction eliminates the need for maintenance of brand-specific data tables at the POS level.

Inventive Principle:

Principle #2Taking out (Extraction)

Solution Approach 2:

The patent creates a universal payment result data format that the settlement server uses to communicate with the POS terminal. This standardized format handles multiple settlement brands through a single interface, allowing the POS to maintain a simple, universal structure that works for all brands without requiring brand-specific customization or maintenance.

Inventive Principle:

Principle #6Universality (Multi-functionality)

Data Source

PatentUS20230334455A1Cashless payment transaction processing device and method

Publication Date: 2023.10.19 TOSHIBA TEC KK

AI summary

A transaction processing device that does not need to retain information necessary for processing data received from a multi-settlement server in a data table or the like is provided. The transaction processing device enables settlement of a transaction in a cashless manner in cooperation with the multi-settlement server. Such a cashless transaction processing device includes a communication interface to connect to the multi-settlement server and a processor. The processor of the device sends a notification to the multi-settlement server. The notification indicates a payment amount for a transaction and a settlement brand for a cashless settlement of the transaction. The processor then detects brand information and message data included in payment result data returned from the multi-settlement server in response to the notification and edits data to be output by the device so as to incorporate the detected brand information and message data.