Weighted Categorical Analysis for Real-Time Document Authenticity

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Solution Overview

Problem

Existing artificial intelligence solutions for identifying fraudulent documents face challenges due to insufficient training data and resource constraints, limiting their ability to distinguish between legitimate and illegitimate documents in real-time.

Innovation Solution

A system that uses weighted analysis of categorical attributes, where attributes verified through private information are given higher importance, and combines image analysis with machine learning algorithms to assess document authenticity.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If artificial intelligence models are used to detect fraudulent documents, then pattern recognition capability is improved, but the requirement for large amounts of high-quality training data increases

Engineering Contradiction:
Improvepattern recognition accuracyVSAvoidtraining data volume
Core Design Contradiction:
Measurement precisionVSQuantity of substance

Solution Approach 1:

The patent segments the document verification process into multiple independent attribute analyses (logo verification, address verification, phone number verification, etc.). Each attribute is verified separately using appropriate methods, and the results are combined through weighted scoring. This segmentation allows the system to achieve high accuracy without requiring massive training datasets, as each segmented verification task can be performed with smaller, more focused data requirements.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent changes the approach from training-based pattern recognition to parameter-based verification. Instead of training AI models on large datasets, the system uses verifiable parameters (publicly available business information, registered company details, etc.) to assess document authenticity. This parameter change eliminates the need for large training datasets while maintaining high detection accuracy.

Inventive Principle:
Principle #35Parameter changes

2Reliability

If artificial intelligence solutions are implemented for real-time fraud detection, then detection capability is improved, but resource requirements and implementation complexity increase

Engineering Contradiction:
Improvefraud detection capabilityVSAvoidimplementation complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system divides the complex fraud detection task into multiple simple, independent verification modules. Each module checks a specific attribute (logo, address, phone number) using straightforward comparison methods against verified data sources. This segmentation reduces implementation complexity while maintaining high detection reliability, as each module can be developed and maintained independently.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent introduces an intermediary verification layer between the document and the final authenticity determination. Instead of using complex AI models directly, the system uses intermediate verified data sources (public business registries, company databases) to mediate the verification process. This intermediary approach simplifies implementation while enhancing detection reliability.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Ease of operation

If traditional pattern detection methods are used, then simplicity is maintained, but the ability to distinguish legitimate from illegitimate documents is limited

Engineering Contradiction:
Improvesystem simplicityVSAvoiddocument authentication accuracy
Core Design Contradiction:
Ease of operationVSMeasurement precision

Solution Approach 1:

The patent maintains system simplicity through segmentation by breaking down document verification into multiple independent attribute checks. Each attribute (logo, address, phone number) is verified separately using simple comparison methods, keeping individual operations easy to understand and implement.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system uses a composite approach by combining multiple simple verification methods into a unified authentication system. Different verification techniques (logo matching, address verification, phone number validation) are composite together with weighted scoring to achieve high authentication accuracy while maintaining the simplicity of individual components.

Inventive Principle:
Principle #40Composite materials

Data Source

PatentUS12517996B2Systems and methods for determining document authenticity based on weighted analysis of categorical content attributes
Publication Date: 2026.01.06 CAPITAL ONE SERVICES LLC
  • US12517996B2 patent drawing
  • US12517996B2 patent drawing
  • US12517996B2 patent drawing

AI summary

Systems and methods are described herein for novel uses and/or improvements to artificial intelligence applications. As one example, systems and methods are described for the use of an artificial intelligence-based solution in identifying fraudulent documents and/or other content. In particular, the systems and methods adapt the artificial intelligence-based solution to overcome the technical problem of insufficient training data and/or solutions that are commensurate with the time frame and resources available.