Central Transaction Processing System for Mobile and Fixed Devices

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Solution Overview

Problem

Current paper document-processing systems are inefficient, particularly for mobile workforces, due to dependence on fixed location scanners, security concerns, and challenges in managing multiple client and host systems for diverse settlement needs.

Innovation Solution

A distributed electronic paper document capture, storage, and processing system that receives and processes transaction data from both mobile and fixed location devices, using a central system with receipt, processing, and storage modules to manage data securely and efficiently across various networks.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If fixed location scanners are used for document capture, then image quality and processing reliability are improved, but mobility and adaptability to mobile workforces deteriorate

Engineering Contradiction:
Improveprocessing reliabilityVSAvoidmobility
Core Design Contradiction:
ReliabilityVSAdaptability or versatility

Solution Approach 1:

The system transitions from static fixed-location scanners to dynamic mobile devices that can capture documents at various locations. The mobile device type field in the transaction data structure enables the system to dynamically adapt processing based on the capture device's location and mobility status, resolving the contradiction between reliability and mobility.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system accepts transaction data from multiple device types (mobile devices, fixed location scanners, tablets) through a unified interface. The device type identification mechanism allows universal handling of different capture devices while maintaining appropriate processing standards for each, enabling both mobility and reliability.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Adaptability or versatility

If camera-based mobile devices are used for document imaging, then mobility and flexibility are improved, but image quality consistency and processing accuracy deteriorate

Engineering Contradiction:
ImproveflexibilityVSAvoidimage quality consistency
Core Design Contradiction:
Adaptability or versatilityVSMeasurement precision

Solution Approach 1:

The system applies different processing standards and validation rules based on the device type. Mobile device captures may undergo additional quality checks, orientation corrections, and validation compared to fixed scanner captures, allowing each device type to operate at its optimal quality level while maintaining overall system consistency.

Inventive Principle:
Principle #3Local quality

Solution Approach 2:

The system changes processing parameters based on device type identification. The mobile device type field triggers specific processing pathways that account for varying image qualities, including adjustments for orientation, lighting conditions, and document positioning that are more common in mobile captures versus fixed scanner captures.

Inventive Principle:
Principle #35Parameter changes

3Ease of operation

If centralized processing systems are used to manage multiple client systems, then coordination and control are improved, but system complexity and processing bottlenecks worsen

Engineering Contradiction:
ImprovecoordinationVSAvoidsystem complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The system segments processing by device type, creating specialized handling pathways for mobile devices, fixed scanners, and tablets. This segmentation reduces the complexity of managing diverse device types by organizing them into distinct categories with tailored processing rules, while the central system maintains coordination through the unified device type identification framework.

Inventive Principle:
Principle #1Segmentation

4Reliability

If transaction data from mobile devices is processed through central systems, then security control is improved, but data transmission time and processing delays worsen

Engineering Contradiction:
Improvesecurity controlVSAvoiddata transmission time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary validation and device type identification at the point of data capture. By validating the device type field and performing initial checks before central processing, the system reduces the amount of data that needs to be transmitted and processed centrally, maintaining security while reducing transmission time.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS9208480B2Mobile deposit system for digital image and transaction management
Publication Date: 2015.12.08 RDM CORP
  • US9208480B2 patent drawing
  • US9208480B2 patent drawing
  • US9208480B2 patent drawing

AI summary

A central system for receiving captured transaction data from a plurality of remote capture devices over a network, the remote capture devices including a mobile device type and a fixed location device type, the system comprising: a receipt module to receive the captured transaction data; a processing module to process the received captured transaction data; and a storage module to store the processed transaction data such that characteristic data of the mobile device type is associated with the stored transaction data for said processed transaction data originating from a remote capture device of the mobile device type.