Centralized Multi-Factor Authentication for Secure Cross-App Transactions
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Solution Overview
Problem
Mobile devices face challenges in managing multiple user authentication processes and transactions across various applications, leading to user overwhelm and security concerns due to the lack of a centralized and secure access point.
Innovation Solution
A central application that facilitates interactions with multiple third-party systems, performs multi-factor user authentication, and manages transactions, providing a unified interface for secure access and personalized recommendations based on user data and real-time interactions.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If multiple authentication processes are managed across various applications, then user access flexibility is improved, but security risk increases due to lack of centralized control
Solution Approach 1:
The patent introduces a centralized authentication service as an intermediary between users and multiple third-party applications. This service acts as a mediator that handles authentication requests from various applications through a unified interface, maintaining security control while enabling flexible access across different platforms and services
2Reliability
If a centralized authentication system is implemented, then security control is improved, but system complexity increases
Solution Approach 1:
The centralized authentication service is designed with universal functionality to handle multiple authentication methods (biometric, password, token-based) and serve various third-party applications through a single unified interface. This multi-functional design consolidates what could be multiple separate systems into one versatile platform, reducing overall system complexity while maintaining comprehensive security control
3Reliability
If user authentication information is collected across multiple applications, then authentication capability is improved, but user privacy concern increases
Solution Approach 1:
The centralized authentication service serves as a privacy-protecting intermediary that collects and manages user authentication information in a secure, centralized location rather than allowing分散 collection across multiple applications. This mediator approach enables comprehensive authentication capability while protecting user privacy by controlling data access through a single secure interface and reducing the attack surface for data breaches
Data Source
AI summary
An example method includes receiving a request for a transaction; associating the request with a user; receiving, from the user, identification information; retrieving, from a database, first stored authentication information associated with the user; retrieving, from a distributed ledger, second stored authentication information associated with the user; and determining that the received authentication information matches the first stored authentication details and the second stored authentication details and, in response, outputting, by the computing system, a proof of authentication to enable the transaction.