Centralized Biometric Authentication for Financial Devices

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Solution Overview

Problem

Financial institutions face high implementation and maintenance costs due to the need for biometric authentication devices at multiple varied devices, which increases the operational load and reduces security effectiveness.

Innovation Solution

A device security management apparatus that centralizes biometric information management, using a communication unit, memory unit, biometric information acquisition unit, biometric authentication unit, and device control unit to authenticate operators and control device operability over a network, eliminating the need for biometric authentication devices at each device.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If biometric authentication devices are provided in each device, then security level is improved, but implementation cost and maintenance load increase

Engineering Contradiction:
Improvesecurity levelVSAvoidimplementation cost and maintenance load
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces a server as an intermediary component that centralizes biometric authentication functionality. Instead of embedding biometric authentication devices in each financial processing device, the server acts as a mediator that handles all authentication requests from multiple devices, thereby maintaining high security while reducing implementation and maintenance costs.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The server provides universal biometric authentication services to multiple different financial processing devices (ATMs, cash counters, etc.). This single server performs the authentication function for all devices, eliminating the need for each device to have its own biometric authentication capability, thus reducing overall system complexity while maintaining security.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Reliability

If biometric authentication devices are provided in each device, then security level is improved, but operational load increases

Engineering Contradiction:
Improvesecurity levelVSAvoidoperational load
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The server serves as an intermediary that consolidates authentication processing, reducing the operational burden on individual financial processing devices. Each device simply needs to communicate authentication requests to the server, which handles the complex biometric verification processes, thereby improving overall system productivity.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Reliability

If biometric authentication is implemented, then security is improved, but device complexity increases

Engineering Contradiction:
ImprovesecurityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The server acts as an intermediary that absorbs the complexity of biometric authentication processing. Individual financial processing devices remain simple and do not need to incorporate complex biometric sensors or processing algorithms, as all such complexity is centralized in the server that mediates authentication between devices and operators.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent extracts the biometric authentication functionality from individual financial processing devices and relocates it to a separate server. This extraction removes the complexity burden from each device, allowing them to remain simple while still benefiting from secure biometric authentication through the external server.

Inventive Principle:
Principle #2Taking out (Extraction)

Data Source

PatentUS10453064B2Device security management apparatus, financial processing system, device security management method, and program
Publication Date: 2019.10.22 LAUREL BANK MACHINES CO LTD
  • US10453064B2 patent drawing
  • US10453064B2 patent drawing
  • US10453064B2 patent drawing

AI summary

A device security management apparatus includes: a communication unit that communicates with a device, via a network within a building; a memory unit that memorizes biometric information for each of a plurality of operators; a biometric information acquisition unit that acquires biometric information from the device via the communication unit; a biometric authentication unit that compares the acquired biometric information with the memorized biometric information, to identify an operator corresponding to the acquired biometric information; and a device control unit that notifies the device of control information for bringing the device into an operable state in a case where the biometric authentication unit has identified the operator corresponding to the acquired biometric information, and notifies the device of control information for bringing the device into an inoperable state in a case where the biometric authentication unit has not identified the operator corresponding to the acquired biometric information.