Centralized Identification Hub for Secure Consumer Verification
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Solution Overview
Problem
Existing systems for verifying consumer identity over computer networks face challenges in securely and efficiently managing diverse identity scanning devices, as merchants need to install software to interface with various devices, which is impractical and insecure due to data privacy concerns.
Innovation Solution
A centralized identification hub system that stores and manages scanning results for merchants, allowing consumers to use scanning devices attached to their computers, eliminating the need for merchants to have software to interface with these devices by providing a password to merchants upon successful verification through the hub.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If merchants install software to interface with scanning devices, then identity verification capability is improved, but device complexity and implementation burden increase
Solution Approach 1:
The patent introduces an identification hub as an intermediary service that merchants do not need to install. Instead, merchants simply provide a URL to the hub, and the hub handles all scanning device communication. This mediator approach eliminates the need for merchants to install complex software while maintaining identity verification capability.
Solution Approach 2:
The identification hub performs the complex tasks of scanning device communication and data processing autonomously. The hub self-manages the connection to various scanning devices and provides verification services without requiring merchant intervention or software installation, effectively making the system self-service for the merchant perspective.
2Reliability
If merchants collect and store scanning device data, then identity verification accuracy is improved, but security and privacy risks increase
Solution Approach 1:
The patent extracts the sensitive scanning device data and verification logic from the merchant's system and places it in a centralized identification hub. Merchants only receive the final verification result (password or failure message) without ever seeing or storing the sensitive scanning data, thereby eliminating the security and privacy risks associated with data collection while maintaining verification accuracy.
Solution Approach 2:
The identification hub acts as a secure intermediary that processes sensitive scanning data centrally. The hub verifies identities using scanning data from multiple devices and only communicates verification results to merchants, preventing merchants from directly handling sensitive data while maintaining accurate verification.
3Reliability
If multiple merchants use scanning devices, then verification security is improved, but system complexity and data management burden increase
Solution Approach 1:
The patent merges the data management functions for multiple merchants into a single centralized identification hub. The hub maintains a unified database of consumer scanning results across all merchants and handles all data management tasks centrally, eliminating the need for each merchant to manage their own scanning data and reducing overall system complexity.
Solution Approach 2:
The identification hub provides universal service to multiple merchants simultaneously. A single hub system serves all participating merchants by providing a common interface for scanning device verification, eliminating the need for each merchant to implement separate verification systems and reducing data management burden through shared resources.
Data Source
AI summary
A system and method for providing, as a service over a computer network (especially a packet-switched computer network) to a body of merchants connected to the computer network, verification of consumer identification based on data provided over the computer network by scanning devices attached to the computers operated by consumers.