Centralized Identity System Multifactor Authentication Context
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Solution Overview
Problem
Current digital identity management systems are fragmented, insecure, lack standardization, and offer users little control over their digital identities, leading to issues like identity theft and inefficient authentication processes.
Innovation Solution
A centralized identity system that uses a multifactor authentication method involving a contextual identity profile library and an identity databank, which captures and manages user data through a network interface, processor, and memory, allowing users to control access and purposes of their identity elements.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If a centralized identity system is implemented, then security and standardization are improved, but device complexity and implementation difficulty increase
Solution Approach 1:
The identity system is segmented into distinct functional modules: identity databank for data storage, contextual identity profile library for profile management, authentication module for verification, and user device for local operations. Each module operates independently but communicates through standardized interfaces, reducing overall system complexity while maintaining security.
Solution Approach 2:
The patent introduces intermediary components including a trusted service manager that mediates between users and service providers, and a contextual identity system that acts as an intermediary layer between the identity databank and authentication requests. These intermediaries simplify the architecture by centralizing complex security functions.
2Reliability
If multifactor authentication with contextual identity is used, then authentication security is improved, but authentication process time increases
Solution Approach 1:
The system performs preliminary actions by pre-collecting and storing contextual identity data (biometrics, behavioral patterns, device information) in the identity databank during normal operations. When authentication is required, this pre-collected data is immediately available for rapid verification, eliminating the need for time-consuming data collection during the authentication process itself.
Solution Approach 2:
The authentication process is made dynamic by adjusting the number and type of verification factors based on contextual risk assessment. The system evaluates the authenticity score in real-time and adapts the authentication requirements accordingly, allowing low-risk transactions to proceed faster while maintaining security for high-risk scenarios.
3Reliability
If user control over identity data is implemented, then privacy and security are improved, but system complexity and data management difficulty increase
Solution Approach 1:
Users are empowered with self-service capabilities to manage their own identity data through the user device interface. They can directly control which identity elements are shared, with whom, and for what purposes. The system provides automated tools for users to review, update, and revoke permissions without requiring complex administrative intervention, simplifying data management while maintaining user control.
Solution Approach 2:
The system implements feedback mechanisms that notify users of data access requests and permissions granted. Service providers receive feedback about user authorization status, and users receive feedback about who has accessed their data and when. This transparent feedback loop simplifies user decision-making while maintaining security through informed consent.
Data Source
AI summary
Disclosed are example methods, systems, and devices that allow for generation and maintenance of a central identity databank for a user's digital life. The identity databank may include identity elements with payload values and metadata values corresponding immutable attributes of the user. A multifactor identity authentication protocol allows service provider devices to more reliably validate transactions with user devices via an identity system. The identity databank may include passwords, which may be generated by the identity system linked to user accounts and/or service providers. The passwords may be provided to service provider devices, eliminating the need for users to conceive of a multitude of varying passwords for the user's accounts.