Ceramic Transaction Cards with Laser Marking

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Solution Overview

Problem

Conventional transaction cards made from thermoplastic materials are susceptible to damage from exposure to moisture and sunlight, leading to warping, cracking, and loss of functionality.

Innovation Solution

The development of ceramic-containing transaction cards with a card body comprising a ceramic material, featuring a primary surface and a secondary surface, with laser-marked and laser-etched elements, and incorporating a microchip for enhanced security and durability.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of manufacture

If thermoplastic materials are used for transaction cards, then ease of manufacture is improved, but durability and resistance to environmental exposure deteriorate

Engineering Contradiction:
Improveease of manufactureVSAvoiddurability
Core Design Contradiction:
Ease of manufactureVSReliability

Solution Approach 1:

The patent applies composite materials by combining ceramic particles (such as alumina, silica, or zirconia) with thermoplastic matrix materials to create a hybrid card body. This composite structure provides the durability and environmental resistance of ceramics while maintaining the manufacturability and flexibility of thermoplastics. The ceramic particles are dispersed throughout the thermoplastic matrix to enhance hardness, scratch resistance, and resistance to moisture and UV degradation.

Inventive Principle:
Principle #40Composite materials

2Strength

If ceramic materials are used for transaction cards, then strength and durability are improved, but manufacturing complexity increases

Engineering Contradiction:
ImprovestrengthVSAvoidmanufacturing complexity
Core Design Contradiction:
StrengthVSDevice complexity

Solution Approach 1:

The patent replaces traditional mechanical ceramic processing methods (such as cutting, grinding, and assembling separate ceramic layers) with injection molding technology. The ceramic-containing thermoplastic material is injected into molds under controlled conditions, allowing complex card geometries to be formed in a single step. This substitution of mechanical processing with thermal-forming processes significantly reduces manufacturing complexity while maintaining the strength benefits of ceramic materials.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Ease of manufacture

If conventional materials are used for transaction cards, then manufacturing cost is reduced, but resistance to moisture and sunlight deterioration

Engineering Contradiction:
Improvemanufacturing costVSAvoidresistance to environmental exposure
Core Design Contradiction:
Ease of manufactureVSObject-affected harmful factors

Solution Approach 1:

The patent modifies the chemical composition parameters of the thermoplastic material by incorporating ceramic particles and selecting specific polymer matrices (such as polyesters, polyacrylonitrile, or vinylidene fluoride-based polymers) that inherently resist moisture absorption and UV degradation. Additionally, the curing or molding parameters are optimized to ensure complete densification and minimal porosity, further enhancing environmental resistance without requiring expensive additional coating layers.

Inventive Principle:
Principle #35Parameter changes

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

The ceramic transaction cards exhibit increased strength and durability, resisting deformation and environmental exposure, while the laser treatments provide secure and visually appealing features, reducing the risk of fraudulent reproduction and enhancing market differentiation.

Implementation Method 1

a laser marked feature disposed on the card body and a laser etched feature disposed on the card body

Methodology Applied
Scientific EffectLaser ablation: Laser Ablation

Data Source

PatentUS11915075B1Ceramic transaction cards
Publication Date: 2024.02.27 AMERICAN EXPRESS TRAVEL RELATED SERVICES CO INC
  • US11915075B1 patent drawing
  • US11915075B1 patent drawing
  • US11915075B1 patent drawing

AI summary

A transaction card that includes a card body that can include a ceramic material. The card body can include a primary surface and a secondary surface, a laser marked feature disposed on the card body and a laser etched feature disposed on the card body. A method of making a transaction card can include forming a ceramic material slurry comprising a ceramic material and a binder, forming a green body from the ceramic material slurry, firing the green body at a firing temperature to create a fired ceramic body, grinding the fired ceramic body into a card body, and polishing a primary surface of the card body.